Abu Dhabi Commercial Bank PJSC (ADX:ADCB)
14.42
-0.74 (-4.88%)
Last updated: Mar 4, 2026, 10:00 AM GST
ADX:ADCB Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 35,123 | 33,733 | 28,251 | 16,417 | 11,121 | Upgrade
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| Interest Paid on Deposits | 20,435 | 20,508 | 15,877 | 6,223 | 2,258 | Upgrade
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| Net Interest Income | 14,688 | 13,225 | 12,374 | 10,194 | 8,864 | Upgrade
|
| Net Interest Income Growth (YoY) | 11.06% | 6.88% | 21.39% | 15.01% | -9.40% | Upgrade
|
| Income From Trading Activities | 2,716 | 2,064 | 1,593 | 912.79 | 675.77 | Upgrade
|
| Gain (Loss) on Sale of Assets | 51 | 27 | 536.47 | 19.14 | 11.47 | Upgrade
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| Gain (Loss) on Sale of Investments | -186 | -318 | -103.41 | -71.35 | 259.08 | Upgrade
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| Other Non-Interest Income | 4,914 | 4,481 | 2,957 | 3,290 | 2,449 | Upgrade
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| Total Non-Interest Income | 7,495 | 6,254 | 4,983 | 4,151 | 3,396 | Upgrade
|
| Non-Interest Income Growth (YoY) | 19.84% | 25.51% | 20.05% | 22.23% | 26.31% | Upgrade
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| Revenues Before Loan Losses | 22,183 | 19,479 | 17,357 | 14,344 | 12,259 | Upgrade
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| Provision for Loan Losses | 3,103 | 2,874 | 3,477 | 2,779 | 2,646 | Upgrade
|
| Revenue | 19,080 | 16,605 | 13,879 | 11,565 | 9,613 | Upgrade
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| Revenue Growth (YoY) | 14.90% | 19.64% | 20.01% | 20.31% | 13.38% | Upgrade
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| Salaries and Employee Benefits | 3,433 | 3,289 | 3,026 | 2,745 | 2,432 | Upgrade
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| Occupancy Expenses | 211 | 199 | 378.39 | 407.26 | 401.15 | Upgrade
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| Amortization of Goodwill & Intangibles | 237 | 215 | 86.25 | 94.14 | 95.69 | Upgrade
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| Selling, General & Administrative | 2,255 | 2,257 | 1,924 | 1,619 | 1,323 | Upgrade
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| Total Non-Interest Expense | 6,237 | 6,020 | 5,453 | 4,897 | 4,250 | Upgrade
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| EBT Excluding Unusual Items | 12,843 | 10,585 | 8,427 | 6,669 | 5,363 | Upgrade
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| Pretax Income | 12,843 | 10,585 | 8,427 | 6,669 | 5,363 | Upgrade
|
| Income Tax Expense | 1,398 | 1,166 | 220.65 | 135.07 | 99.61 | Upgrade
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| Earnings From Continuing Operations | 11,445 | 9,419 | 8,206 | 6,534 | 5,264 | Upgrade
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| Earnings From Discontinued Operations | - | - | - | -99.82 | -16.42 | Upgrade
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| Minority Interest in Earnings | 1 | 2 | 0.72 | 1.58 | -6.28 | Upgrade
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| Net Income | 11,446 | 9,421 | 8,207 | 6,435 | 5,241 | Upgrade
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| Preferred Dividends & Other Adjustments | 642 | 686 | 393.48 | 182.27 | 173.7 | Upgrade
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| Net Income to Common | 10,804 | 8,735 | 7,813 | 6,253 | 5,067 | Upgrade
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| Net Income Growth | 21.50% | 14.79% | 27.53% | 22.79% | 37.70% | Upgrade
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| Basic Shares Outstanding | 7,450 | 7,471 | 7,309 | 7,309 | 7,314 | Upgrade
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| Diluted Shares Outstanding | 7,494 | 7,487 | 7,320 | 7,320 | 7,320 | Upgrade
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| Shares Change (YoY) | 0.09% | 2.28% | - | - | - | Upgrade
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| EPS (Basic) | 1.45 | 1.17 | 1.07 | 0.86 | 0.69 | Upgrade
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| EPS (Diluted) | 1.44 | 1.17 | 1.07 | 0.85 | 0.69 | Upgrade
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| EPS Growth | 23.16% | 9.37% | 25.76% | 22.68% | 43.59% | Upgrade
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| Dividend Per Share | 0.630 | 0.590 | 0.560 | 0.171 | 0.352 | Upgrade
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| Dividend Growth | 6.78% | 5.36% | 227.29% | -51.35% | 37.06% | Upgrade
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| Effective Tax Rate | 10.88% | 11.02% | 2.62% | 2.03% | 1.86% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.