Insurance House - P J S C (ADX:IH)
2.480
-0.130 (-4.98%)
At close: Mar 6, 2026
Insurance House - P J S C Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 104.23 | 164.9 | 111.37 | 120.78 | 134.43 | Upgrade
|
| Total Interest & Dividend Income | -0.33 | -1.48 | -1.11 | 3.18 | 3.95 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.04 | -0.05 | 0.84 | 2.27 | 1.1 | Upgrade
|
| Other Revenue | - | - | - | - | 18.54 | Upgrade
|
| Total Revenue | 103.85 | 163.37 | 111.1 | 126.23 | 158.03 | Upgrade
|
| Revenue Growth (YoY) | -36.43% | 47.05% | -11.99% | -20.12% | -8.42% | Upgrade
|
| Policy Benefits | 100.2 | 182.52 | 153.7 | 152.17 | 66.64 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | - | - | - | 26.25 | Upgrade
|
| Depreciation & Amortization | - | - | - | - | 1.65 | Upgrade
|
| Selling, General & Administrative | - | - | - | - | 14.63 | Upgrade
|
| Provision for Bad Debts | - | - | - | - | 1.12 | Upgrade
|
| Other Operating Expenses | -1.25 | 0.53 | -0.63 | 1.81 | 13.61 | Upgrade
|
| Total Operating Expenses | 98.95 | 183.06 | 153.07 | 153.98 | 146.61 | Upgrade
|
| Operating Income | 4.9 | -19.69 | -41.97 | -27.75 | 11.42 | Upgrade
|
| Other Non Operating Income (Expenses) | - | - | - | - | -1.9 | Upgrade
|
| Pretax Income | 4.9 | -19.69 | -41.97 | -27.75 | 9.52 | Upgrade
|
| Income Tax Expense | 0.09 | - | - | - | - | Upgrade
|
| Net Income | 4.81 | -19.69 | -41.97 | -27.75 | 9.52 | Upgrade
|
| Net Income to Common | 4.81 | -19.69 | -41.97 | -27.75 | 9.52 | Upgrade
|
| Net Income Growth | - | - | - | - | -12.55% | Upgrade
|
| Shares Outstanding (Basic) | 119 | 119 | 119 | 119 | 119 | Upgrade
|
| Shares Outstanding (Diluted) | 119 | 119 | 119 | 119 | 119 | Upgrade
|
| EPS (Basic) | 0.04 | -0.17 | -0.35 | -0.23 | 0.08 | Upgrade
|
| EPS (Diluted) | 0.04 | -0.17 | -0.35 | -0.23 | 0.08 | Upgrade
|
| EPS Growth | - | - | - | - | -12.55% | Upgrade
|
| Free Cash Flow | 81.93 | -0.41 | -99.27 | -20.75 | -21.74 | Upgrade
|
| Free Cash Flow Per Share | 0.69 | -0.00 | -0.84 | -0.17 | -0.18 | Upgrade
|
| Operating Margin | 4.72% | -12.05% | -37.78% | -21.99% | 7.22% | Upgrade
|
| Profit Margin | 4.63% | -12.05% | -37.78% | -21.99% | 6.02% | Upgrade
|
| Free Cash Flow Margin | 78.89% | -0.25% | -89.36% | -16.43% | -13.75% | Upgrade
|
| EBITDA | 7.67 | -16.9 | -40.39 | -26.39 | 13.07 | Upgrade
|
| EBITDA Margin | 7.38% | -10.35% | -36.36% | -20.91% | 8.27% | Upgrade
|
| D&A For EBITDA | 2.77 | 2.79 | 1.58 | 1.36 | 1.65 | Upgrade
|
| EBIT | 4.9 | -19.69 | -41.97 | -27.75 | 11.42 | Upgrade
|
| EBIT Margin | 4.72% | -12.05% | -37.78% | -21.99% | 7.22% | Upgrade
|
| Effective Tax Rate | 1.85% | - | - | - | - | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.