Insurance House - P J S C Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	268	64	108	102	88	108	Upgrade
Market Cap Growth	162.12%	-40.53%	6.03%	15.85%	-18.62%	12.38%	Upgrade
Enterprise Value	144	-18	73	85	21	83	Upgrade
PE Ratio	58.31	13.34	-	-	-	11.33	Upgrade
PS Ratio	2.58	0.62	0.66	0.92	0.70	0.68	Upgrade
PB Ratio	122.57	29.36	-54.10	5.40	1.43	0.72	Upgrade
P/FCF Ratio	3.27	0.78	-	-	-	-	Upgrade
P/OCF Ratio	3.26	0.78	5885.92	-	-	-	Upgrade
EV/Sales Ratio	1.38	-	0.45	0.76	0.17	0.52	Upgrade
EV/EBITDA Ratio	18.74	-	-	-	-	6.34	Upgrade
EV/EBIT Ratio	29.34	-	-	-	-	7.26	Upgrade
EV/FCF Ratio	1.75	-	-	-	-	-	Upgrade
Net Debt / Equity Ratio	-56.78	-56.78	19.74	-2.00	-0.68	-0.37	Upgrade
Net Debt / EBITDA Ratio	-16.17	-16.17	2.33	0.94	1.59	-4.20	Upgrade
Net Debt / FCF Ratio	-1.51	-1.51	96.27	0.38	2.02	2.52	Upgrade
Quick Ratio	16.26	16.26	9.47	17.53	15.02	0.50	Upgrade
Current Ratio	39.87	39.87	44.98	47.46	49.91	1.12	Upgrade
Asset Turnover	0.40	0.40	0.77	0.44	0.37	0.44	Upgrade
Return on Equity (ROE)	5027.05%	5027.05%	-233.78%	-104.61%	-26.38%	6.68%	Upgrade
Return on Assets (ROA)	1.17%	1.17%	-5.80%	-10.37%	-5.15%	1.98%	Upgrade
Return on Invested Capital (ROIC)	234.46%	5027.04%	-233.78%	-104.61%	-26.38%	8.01%	Upgrade
Earnings Yield	1.80%	7.50%	-18.27%	-41.28%	-31.62%	8.83%	Upgrade
FCF Yield	30.60%	127.78%	-0.38%	-97.63%	-23.64%	-20.15%	Upgrade
Payout Ratio	25.74%	25.74%	-	-	-	62.91%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.