The National Bank of Ras Al-Khaimah (P.S.C.) (ADX:RAKBANK)
United Arab Emirates
· Delayed Price · Currency is AED 7.70
+0.03 (0.39%)
At close: Dec 5, 2025
ADX:RAKBANK Balance Sheet
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Cash & Equivalents | 993.44 | 2,141 | 2,990 | 2,463 | 3,325 | 3,636 | Upgrade
|
| Investment Securities | 22,111 | 13,064 | 10,365 | 8,311 | 7,893 | 7,570 | Upgrade
|
| Trading Asset Securities | 1,269 | 956.39 | 762.12 | 670.99 | 443.68 | 735.54 | Upgrade
|
| Total Investments | 23,380 | 14,020 | 11,127 | 8,982 | 8,337 | 8,306 | Upgrade
|
| Gross Loans | 58,768 | 50,074 | 41,982 | 38,144 | 35,456 | 32,201 | Upgrade
|
| Allowance for Loan Losses | -2,721 | -2,850 | -2,515 | -2,073 | -1,893 | -2,159 | Upgrade
|
| Net Loans | 56,047 | 47,224 | 39,468 | 36,071 | 33,563 | 30,041 | Upgrade
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| Property, Plant & Equipment | 740.68 | 639.94 | 567.54 | 550.67 | 579.41 | 613.25 | Upgrade
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| Goodwill | - | 100.78 | 100.78 | 166.39 | 166.39 | 166.39 | Upgrade
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| Other Intangible Assets | 418.88 | 305.79 | 278.62 | 220.23 | 249.28 | 300.56 | Upgrade
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| Accrued Interest Receivable | 600.13 | 594.66 | 519.59 | 446.93 | 303.85 | 275.93 | Upgrade
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| Other Receivables | 138.67 | 11,210 | 10,311 | 9,769 | 7,028 | 5,671 | Upgrade
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| Restricted Cash | 8,809 | 7,875 | 4,906 | 4,003 | 2,042 | 2,019 | Upgrade
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| Other Current Assets | 7,703 | 475.15 | 340.96 | 182.09 | 120.03 | 214.57 | Upgrade
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| Other Real Estate Owned & Foreclosed | - | - | 73.5 | 11.4 | - | - | Upgrade
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| Other Long-Term Assets | 627.21 | 3,739 | 3,273 | 3,481 | 1,869 | 1,528 | Upgrade
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| Total Assets | 99,459 | 88,325 | 73,955 | 66,346 | 57,583 | 52,773 | Upgrade
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| Accrued Expenses | 688.87 | 623.83 | 421.36 | 348.88 | 271.61 | 238.58 | Upgrade
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| Interest Bearing Deposits | 28,439 | 27,112 | 21,428 | 18,091 | 15,064 | 14,104 | Upgrade
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| Non-Interest Bearing Deposits | 37,373 | 32,796 | 29,254 | 27,044 | 23,892 | 22,856 | Upgrade
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| Total Deposits | 65,812 | 59,908 | 50,681 | 45,135 | 38,956 | 36,959 | Upgrade
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| Short-Term Borrowings | 4,893 | 3,091 | 2,701 | 3,163 | 1,562 | 636.96 | Upgrade
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| Current Portion of Long-Term Debt | - | 2,386 | 1,284 | - | - | - | Upgrade
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| Current Income Taxes Payable | 214.98 | 206.27 | - | - | - | - | Upgrade
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| Accrued Interest Payable | 421.31 | 569.74 | 368.84 | 202.16 | 74.22 | 112.56 | Upgrade
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| Other Current Liabilities | 933.51 | 1,142 | 743.54 | 372.47 | 609.47 | 690.56 | Upgrade
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| Long-Term Debt | 10,886 | 7,662 | 6,383 | 7,289 | 7,106 | 5,665 | Upgrade
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| Long-Term Leases | 114.49 | 106.81 | 103.3 | 102.91 | 130.6 | 102.35 | Upgrade
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| Pension & Post-Retirement Benefits | 123.01 | 133.03 | 126.79 | 125.5 | 128.27 | 124.31 | Upgrade
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| Long-Term Deferred Tax Liabilities | 25.4 | 8.92 | 13.73 | - | - | - | Upgrade
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| Other Long-Term Liabilities | 1,144 | 692.27 | 772.78 | 586.88 | 197.22 | 204.29 | Upgrade
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| Total Liabilities | 85,257 | 76,529 | 63,600 | 57,326 | 49,202 | 44,928 | Upgrade
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| Common Stock | 2,011 | 2,011 | 2,011 | 1,676 | 1,676 | 1,676 | Upgrade
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| Retained Earnings | 7,646 | 9,732 | 8,292 | 7,422 | 6,615 | 6,109 | Upgrade
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| Comprehensive Income & Other | 4,505 | 22.07 | 23.08 | -103.88 | 51.87 | 20.49 | Upgrade
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| Total Common Equity | 14,163 | 11,766 | 10,327 | 8,994 | 8,343 | 7,806 | Upgrade
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| Minority Interest | 39.23 | 31.08 | 27.46 | 26.34 | 39.23 | 39.31 | Upgrade
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| Shareholders' Equity | 14,202 | 11,797 | 10,355 | 9,021 | 8,382 | 7,845 | Upgrade
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| Total Liabilities & Equity | 99,459 | 88,325 | 73,955 | 66,346 | 57,583 | 52,773 | Upgrade
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| Total Debt | 15,894 | 13,245 | 10,472 | 10,555 | 8,798 | 6,405 | Upgrade
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| Net Cash (Debt) | -9,083 | -10,147 | -6,720 | -7,421 | -5,030 | -1,258 | Upgrade
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| Net Cash Per Share | -4.52 | -5.04 | -3.34 | -3.69 | -2.50 | -0.63 | Upgrade
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| Filing Date Shares Outstanding | 2,011 | 2,011 | 2,011 | 2,011 | 2,011 | 2,011 | Upgrade
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| Total Common Shares Outstanding | 2,011 | 2,011 | 2,011 | 2,011 | 2,011 | 2,011 | Upgrade
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| Book Value Per Share | 6.51 | 5.85 | 5.13 | 4.47 | 4.15 | 3.88 | Upgrade
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| Tangible Book Value | 13,744 | 11,359 | 9,948 | 8,608 | 7,927 | 7,339 | Upgrade
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| Tangible Book Value Per Share | 6.30 | 5.65 | 4.95 | 4.28 | 3.94 | 3.65 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.