The National Bank of Ras Al-Khaimah (P.S.C.) (ADX:RAKBANK)
United Arab Emirates
· Delayed Price · Currency is AED
7.70
+0.03 (0.39%)
At close: Dec 5, 2025
ADX:RAKBANK Cash Flow Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
| TTM
| FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Net Income | 2,459 | 2,072 | 1,784 | 1,170 | 756.13 | 503.78 | |
| Depreciation & Amortization | 64.59 | 63.5 | 61.17 | 68.6 | 73.42 | 160.31 | |
| Other Amortization | 98.84 | 98.84 | 105.33 | 79.65 | 83.54 | - | |
| Gain (Loss) on Sale of Assets | -0.13 | 1.77 | -3.65 | -0.03 | -13.16 | 3.25 | |
| Gain (Loss) on Sale of Investments | -356.5 | -224.11 | -148.3 | 296.34 | -41.05 | -216.73 | |
| Provision for Credit Losses | 541.27 | 776.02 | 1,005 | 797.42 | 1,077 | 1,663 | |
| Change in Trading Asset Securities | -356 | -168.8 | -112.2 | - | - | - | |
| Change in Other Net Operating Assets | -6,070 | -8,475 | -4,100 | -2,761 | -4,157 | 988.51 | |
| Other Operating Activities | 252.88 | 210.4 | 18.07 | -1.98 | 5.55 | 1.49 | |
| Operating Cash Flow | -3,366 | -5,645 | -1,390 | -350.72 | -2,216 | 3,104 | |
| Capital Expenditures | -272.12 | -233.56 | -165.38 | -82.59 | -53.59 | -97.08 | |
| Sale of Property, Plant and Equipment | 0.12 | 0.15 | 12.24 | 0.09 | 41.15 | 6.66 | |
| Investment in Securities | -2,059 | -2,985 | -1,431 | -2,673 | -1,450 | 417.15 | |
| Investing Cash Flow | -2,331 | -3,219 | -1,584 | -2,755 | -1,462 | 326.73 | |
| Long-Term Debt Issued | - | 4,213 | 1,650 | - | 2,509 | - | |
| Long-Term Debt Repaid | - | -1,863 | -2,205 | -1,304 | -871.14 | -1,313 | |
| Net Debt Issued (Repaid) | 1,301 | 2,350 | -555.22 | -1,304 | 1,638 | -1,313 | |
| Issuance of Common Stock | 1,066 | - | - | - | - | - | |
| Common Dividends Paid | -1,006 | -623.56 | -569.92 | -377.16 | -251.44 | -502.87 | |
| Net Increase (Decrease) in Deposit Accounts | 8,355 | 9,255 | 5,524 | 5,945 | 1,982 | 117.96 | |
| Other Financing Activities | - | - | - | -2.02 | -2.02 | - | |
| Financing Cash Flow | 9,717 | 10,981 | 4,399 | 4,262 | 3,367 | -1,698 | |
| Net Cash Flow | 4,020 | 2,117 | 1,424 | 1,155 | -311.5 | 1,733 | |
| Free Cash Flow | -3,638 | -5,879 | -1,556 | -433.3 | -2,269 | 3,007 | |
| Free Cash Flow Margin | -80.60% | -149.34% | -45.78% | -16.68% | -105.36% | 158.19% | |
| Free Cash Flow Per Share | -1.81 | -2.92 | -0.77 | -0.21 | -1.13 | 1.50 | |
Source: S&P Capital IQ. Banks template.
Financial Sources.