The National Bank of Ras Al-Khaimah (P.S.C.) (ADX:RAKBANK)
United Arab Emirates
· Delayed Price · Currency is AED
9.44
-0.01 (-0.11%)
At close: Mar 9, 2026
ADX:RAKBANK Cash Flow Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Net Income | 2,600 | 2,072 | 1,784 | 1,170 | 756.13 | |
| Depreciation & Amortization | 71.79 | 63.5 | 61.17 | 68.6 | 73.42 | |
| Other Amortization | 101.95 | 98.84 | 105.33 | 79.65 | 83.54 | |
| Gain (Loss) on Sale of Assets | -0.06 | 1.77 | -3.65 | -0.03 | -13.16 | |
| Gain (Loss) on Sale of Investments | -384.49 | -224.11 | -148.3 | 296.34 | -41.05 | |
| Provision for Credit Losses | 450.55 | 776.02 | 1,005 | 797.42 | 1,077 | |
| Change in Trading Asset Securities | 158.27 | -168.8 | -112.2 | - | - | |
| Change in Other Net Operating Assets | -7,974 | -8,475 | -4,100 | -2,761 | -4,157 | |
| Other Operating Activities | 62.48 | 210.4 | 18.07 | -1.98 | 5.55 | |
| Operating Cash Flow | -4,913 | -5,645 | -1,390 | -350.72 | -2,216 | |
| Capital Expenditures | -281 | -233.56 | -165.38 | -82.59 | -53.59 | |
| Sale of Property, Plant and Equipment | 0.06 | 0.15 | 12.24 | 0.09 | 41.15 | |
| Investment in Securities | -2,294 | -2,985 | -1,431 | -2,673 | -1,450 | |
| Investing Cash Flow | -2,575 | -3,219 | -1,584 | -2,755 | -1,462 | |
| Long-Term Debt Issued | 1,595 | 4,213 | 1,650 | - | 2,509 | |
| Long-Term Debt Repaid | -18.67 | -1,863 | -2,205 | -1,304 | -871.14 | |
| Net Debt Issued (Repaid) | 1,576 | 2,350 | -555.22 | -1,304 | 1,638 | |
| Issuance of Common Stock | 1,096 | - | - | - | - | |
| Common Dividends Paid | -1,006 | -623.56 | -569.92 | -377.16 | -251.44 | |
| Net Increase (Decrease) in Deposit Accounts | 10,810 | 9,255 | 5,524 | 5,945 | 1,982 | |
| Other Financing Activities | - | - | - | -2.02 | -2.02 | |
| Financing Cash Flow | 12,477 | 10,981 | 4,399 | 4,262 | 3,367 | |
| Net Cash Flow | 4,989 | 2,117 | 1,424 | 1,155 | -311.5 | |
| Free Cash Flow | -5,194 | -5,879 | -1,556 | -433.3 | -2,269 | |
| Free Cash Flow Margin | -110.11% | -149.34% | -45.78% | -16.68% | -105.36% | |
| Free Cash Flow Per Share | -2.58 | -2.92 | -0.77 | -0.21 | -1.13 | |
| Cash Income Tax Paid | 206.51 | - | - | - | - | |
Source: S&P Capital IQ. Banks template.
Financial Sources.