Ras Al Khaimah National Insurance Company P.S.C. (ADX:RAKNIC)
3.200
0.00 (0.00%)
At close: Dec 5, 2025
ADX:RAKNIC Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 315.32 | 289.38 | 261.17 | 284.04 | 275.19 | 361 | Upgrade
|
| Total Interest & Dividend Income | 18.44 | 16.48 | 25.15 | 4.35 | 9.43 | 9.11 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.56 | -0.23 | 0.39 | - | 1.09 | 2.37 | Upgrade
|
| Other Revenue | 3.69 | 3.32 | 3.14 | 3.65 | 19.92 | 20.85 | Upgrade
|
| Total Revenue | 338.01 | 308.94 | 289.84 | 292.03 | 305.63 | 393.34 | Upgrade
|
| Revenue Growth (YoY) | 14.91% | 6.59% | -0.75% | -4.45% | -22.30% | 2.99% | Upgrade
|
| Policy Benefits | 197.46 | 195.29 | 261.01 | 318.61 | 166.79 | 231.22 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 87.15 | 83.66 | - | - | 76.34 | 81.79 | Upgrade
|
| Selling, General & Administrative | 0.41 | 0.41 | 0.41 | 0.45 | 55.28 | 52.07 | Upgrade
|
| Provision for Bad Debts | - | - | - | - | 0.19 | 16.07 | Upgrade
|
| Other Operating Expenses | 13.1 | 12.65 | 13.88 | 8.45 | - | 2.49 | Upgrade
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| Total Operating Expenses | 298.12 | 292.02 | 275.3 | 327.5 | 298.59 | 383.64 | Upgrade
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| Operating Income | 39.89 | 16.93 | 14.54 | -35.46 | 7.04 | 9.7 | Upgrade
|
| Other Non Operating Income (Expenses) | - | - | - | - | -1.37 | -0.04 | Upgrade
|
| EBT Excluding Unusual Items | 39.89 | 16.93 | 14.54 | -35.46 | 5.67 | 9.66 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | 4.81 | 3.82 | Upgrade
|
| Pretax Income | 39.89 | 16.93 | 14.54 | -35.46 | 10.47 | 13.48 | Upgrade
|
| Income Tax Expense | 4.03 | 1.49 | - | - | - | - | Upgrade
|
| Net Income | 35.86 | 15.44 | 14.54 | -35.46 | 10.47 | 13.48 | Upgrade
|
| Net Income to Common | 35.86 | 15.44 | 14.54 | -35.46 | 10.47 | 13.48 | Upgrade
|
| Net Income Growth | 78.87% | 6.17% | - | - | -22.29% | 281.24% | Upgrade
|
| Shares Outstanding (Basic) | 121 | 121 | 121 | 121 | 121 | 121 | Upgrade
|
| Shares Outstanding (Diluted) | 121 | 121 | 121 | 121 | 121 | 121 | Upgrade
|
| EPS (Basic) | 0.30 | 0.13 | 0.12 | -0.29 | 0.09 | 0.11 | Upgrade
|
| EPS (Diluted) | 0.30 | 0.13 | 0.12 | -0.29 | 0.09 | 0.11 | Upgrade
|
| EPS Growth | 78.87% | 6.17% | - | - | -22.29% | 281.25% | Upgrade
|
| Free Cash Flow | 54.18 | 78.85 | -14.86 | 13.57 | 24.66 | -9.08 | Upgrade
|
| Free Cash Flow Per Share | 0.45 | 0.65 | -0.12 | 0.11 | 0.20 | -0.07 | Upgrade
|
| Dividend Per Share | - | - | - | - | 0.080 | 0.080 | Upgrade
|
| Operating Margin | 11.80% | 5.48% | 5.02% | -12.14% | 2.30% | 2.47% | Upgrade
|
| Profit Margin | 10.61% | 5.00% | 5.02% | -12.14% | 3.43% | 3.43% | Upgrade
|
| Free Cash Flow Margin | 16.03% | 25.52% | -5.13% | 4.65% | 8.07% | -2.31% | Upgrade
|
| EBITDA | 40.23 | 17.29 | 15.25 | -34.6 | 8.19 | 11.67 | Upgrade
|
| EBITDA Margin | 11.90% | 5.60% | 5.26% | -11.85% | 2.68% | 2.97% | Upgrade
|
| D&A For EBITDA | 0.34 | 0.37 | 0.71 | 0.86 | 1.16 | 1.97 | Upgrade
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| EBIT | 39.89 | 16.93 | 14.54 | -35.46 | 7.04 | 9.7 | Upgrade
|
| EBIT Margin | 11.80% | 5.48% | 5.02% | -12.14% | 2.30% | 2.47% | Upgrade
|
| Effective Tax Rate | 10.11% | 8.79% | - | - | - | - | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.