Arbuthnot Banking Group Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Net Income	16.36	24.85	35.38	16.46	6.79	-1.33	Upgrade
Depreciation & Amortization	8.84	8.81	5.91	4.23	5.24	4.4	Upgrade
Other Amortization	3.02	3.02	3.91	2.96	2.72	2.58	Upgrade
Change in Other Net Operating Assets	96.54	-41.08	-111.29	-156.01	-263.37	0.25	Upgrade
Other Operating Activities	0.75	0.62	15.22	-8.54	-10.51	3.59	Upgrade
Operating Cash Flow	125.51	-3.77	-50.87	-140.9	-259.14	9.49	Upgrade
Capital Expenditures	-4.64	-23.2	-4.85	-1.07	-0.7	-0.68	Upgrade
Sale of Property, Plant and Equipment	0.05	0.05	0.01	0.05	0	0.02	Upgrade
Cash Acquisitions	-	-	-	-	-6.12	-	Upgrade
Investment in Securities	-491	-254.98	-511.77	-128.59	65.59	95.21	Upgrade
Purchase / Sale of Intangibles	-5.21	-4.74	-1.52	-6.17	-5.1	-6.39	Upgrade
Investing Cash Flow	-500.79	-282.87	-518.13	-135.78	53.67	88.16	Upgrade
Long-Term Debt Repaid	-	-2.44	-45.36	-11.76	-120.57	-2.96	Upgrade
Net Debt Issued (Repaid)	2.37	-2.44	-45.36	-11.76	-120.57	-2.96	Upgrade
Issuance of Common Stock	-	-	11.62	-	-	-	Upgrade
Repurchase of Common Stock	-	-	-	-	-	-0.09	Upgrade
Common Dividends Paid	-4.73	-10.93	-6.86	-5.86	-2.4	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	554.86	372.93	667.02	254.68	472.66	280.3	Upgrade
Financing Cash Flow	552.51	359.55	626.42	237.06	346.54	277.26	Upgrade
Net Cash Flow	177.23	72.92	57.42	-39.62	141.07	374.9	Upgrade
Free Cash Flow	120.88	-26.97	-55.71	-141.96	-259.84	8.81	Upgrade
Free Cash Flow Margin	70.15%	-15.42%	-31.26%	-110.11%	-292.51%	12.64%	Upgrade
Free Cash Flow Per Share	7.41	-1.65	-3.51	-9.45	-17.30	0.59	Upgrade
Cash Interest Paid	-	-	-	-	-	19.26	Upgrade
Cash Income Tax Paid	-	-	-	-	-	0.24	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.