ASE:TJSF Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Interest and Dividend Income	24.85	19.98	16.3	12.57	9.15	Upgrade
Total Interest Expense	8.14	6.56	5.08	2.91	1.88	Upgrade
Net Interest Income	16.71	13.42	11.23	9.65	7.27	Upgrade
Other Revenue	-	1.34	1.13	0.92	0.81	Upgrade
Revenue Before Loan Losses	16.71	14.76	12.36	10.58	8.09	Upgrade
Provision for Loan Losses	-	0.85	0.81	2.47	0.42	Upgrade
Revenue	16.71	13.91	11.55	8.11	7.67	Upgrade
Revenue Growth (YoY)	20.07%	20.48%	42.41%	5.74%	32.88%	Upgrade
Salaries & Employee Benefits	-	2.01	1.72	1.61	1.42	Upgrade
Cost of Services Provided	3.29	0.12	0.09	0.11	0.62	Upgrade
Other Operating Expenses	2.13	1.04	0.84	0.56	0.03	Upgrade
Total Operating Expenses	5.43	3.32	2.84	2.49	2.34	Upgrade
Operating Income	11.28	10.59	8.7	5.62	5.33	Upgrade
EBT Excluding Unusual Items	11.28	10.56	8.64	5.64	5.51	Upgrade
Pretax Income	11.28	10.64	8.66	5.64	5.5	Upgrade
Income Tax Expense	3.27	3.06	2.49	1.64	1.57	Upgrade
Net Income	8.01	7.58	6.17	4	3.93	Upgrade
Net Income to Common	8.01	7.58	6.17	4	3.93	Upgrade
Net Income Growth	5.76%	22.73%	54.31%	1.76%	48.88%	Upgrade
Shares Outstanding (Basic)	17	17	17	17	17	Upgrade
Shares Outstanding (Diluted)	17	17	17	17	17	Upgrade
EPS (Basic)	0.49	0.46	0.37	0.24	0.24	Upgrade
EPS (Diluted)	0.49	0.46	0.37	0.24	0.24	Upgrade
EPS Growth	5.76%	22.73%	54.31%	1.76%	48.88%	Upgrade
Free Cash Flow	-	-14.15	-10.91	-9.76	-13.05	Upgrade
Free Cash Flow Per Share	-	-0.86	-0.66	-0.59	-0.79	Upgrade
Operating Margin	67.52%	76.11%	75.37%	69.34%	69.49%	Upgrade
Profit Margin	47.96%	54.45%	53.45%	49.33%	51.26%	Upgrade
Free Cash Flow Margin	-	-101.71%	-94.47%	-120.38%	-170.19%	Upgrade
Effective Tax Rate	28.97%	28.77%	28.75%	29.10%	28.58%	Upgrade
Revenue as Reported	24.85	21.45	17.5	13.56	9.97	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.