Challenger Limited (ASX:CGF)
Australia
· Delayed Price · Currency is AUD 7.99
-0.09 (-1.11%)
At close: Mar 6, 2026
Challenger Income Statement
Financials in millions AUD. Fiscal year is July - June.
Millions AUD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 831.7 | 750.5 | 635.8 | 438.9 | 290 | 1,601 | Upgrade
|
| Total Interest & Dividend Income | 1,608 | 1,497 | 1,428 | 301.8 | 930.8 | 965.6 | Upgrade
|
| Gain (Loss) on Sale of Investments | 219.1 | 219.1 | 428.6 | 74.9 | -1,294 | 154.6 | Upgrade
|
| Non-Insurance Activities Revenue | 42.8 | - | - | 62.1 | 263.1 | 213.5 | Upgrade
|
| Other Revenue | 98.2 | 622.9 | 297 | 1,697 | -519.9 | 391.7 | Upgrade
|
| Total Revenue | 2,800 | 3,090 | 2,789 | 2,575 | -330.4 | 3,326 | Upgrade
|
| Revenue Growth (YoY) | -6.77% | 10.78% | 8.31% | - | - | 83.39% | Upgrade
|
| Policy Benefits | 854.6 | 1,247 | 909.2 | 772.1 | -595.9 | 1,674 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 3.3 | 3.2 | 3.5 | 3.2 | - | - | Upgrade
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| Depreciation & Amortization | 17.5 | 17.5 | 13.8 | 14.5 | 13.8 | 15.3 | Upgrade
|
| Selling, General & Administrative | 373.8 | 363.1 | 335.8 | 368 | 125.5 | 127.4 | Upgrade
|
| Non-Insurance Activities Expense | 57.7 | 59.7 | 69.5 | -0.6 | 224.2 | 215.6 | Upgrade
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| Other Operating Expenses | -34.9 | -33.4 | 82.5 | 40.6 | 34.8 | 26 | Upgrade
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| Total Operating Expenses | 1,454 | 1,847 | 1,638 | 1,409 | 9.4 | 2,239 | Upgrade
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| Operating Income | 1,346 | 1,243 | 1,151 | 1,166 | -339.8 | 1,087 | Upgrade
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| Interest Expense | -805.4 | -1,033 | -967.6 | -689.7 | -41.2 | -323.7 | Upgrade
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| Earnings From Equity Investments | -4.2 | - | - | 25.3 | 38 | 35.2 | Upgrade
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| Currency Exchange Gain (Loss) | 122.9 | 69 | -40.2 | 47.9 | 140.3 | -78.6 | Upgrade
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| Other Non Operating Income (Expenses) | -3.5 | -3.5 | -5 | -141.5 | 372.7 | -4.2 | Upgrade
|
| EBT Excluding Unusual Items | 655.4 | 275.3 | 138.3 | 407.9 | 170 | 716 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 51.2 | - | 202.4 | 114.6 | Upgrade
|
| Asset Writedown | - | - | - | -165.7 | - | - | Upgrade
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| Pretax Income | 655.4 | 275.3 | 189.5 | 242.2 | 372.4 | 830.6 | Upgrade
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| Income Tax Expense | 196 | 83 | 55.2 | 62.8 | 108.1 | 238.3 | Upgrade
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| Earnings From Continuing Ops. | 459.4 | 192.3 | 134.3 | 179.4 | 264.3 | 592.3 | Upgrade
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| Earnings From Discontinued Ops. | - | - | -4.6 | -8 | -10.6 | - | Upgrade
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| Net Income to Company | 459.4 | 192.3 | 129.7 | 171.4 | 253.7 | 592.3 | Upgrade
|
| Minority Interest in Earnings | -0.6 | - | 0.2 | - | - | - | Upgrade
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| Net Income | 458.8 | 192.3 | 129.9 | 171.4 | 253.7 | 592.3 | Upgrade
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| Net Income to Common | 458.8 | 192.3 | 129.9 | 171.4 | 253.7 | 592.3 | Upgrade
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| Net Income Growth | 214.68% | 48.04% | -24.21% | -32.44% | -57.17% | - | Upgrade
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| Shares Outstanding (Basic) | 687 | 687 | 685 | 682 | 676 | 672 | Upgrade
|
| Shares Outstanding (Diluted) | 759 | 697 | 701 | 697 | 871 | 918 | Upgrade
|
| Shares Change (YoY) | 7.91% | -0.53% | 0.52% | -19.98% | -5.08% | 50.86% | Upgrade
|
| EPS (Basic) | 0.67 | 0.28 | 0.19 | 0.25 | 0.38 | 0.88 | Upgrade
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| EPS (Diluted) | 0.64 | 0.28 | 0.18 | 0.25 | 0.33 | 0.68 | Upgrade
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| EPS Growth | 211.46% | 49.19% | -24.80% | -25.67% | -51.36% | - | Upgrade
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| Free Cash Flow | 1,884 | 399.4 | 1,050 | 1,283 | 2,484 | 2,564 | Upgrade
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| Free Cash Flow Per Share | 2.48 | 0.57 | 1.50 | 1.84 | 2.85 | 2.79 | Upgrade
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| Dividend Per Share | 0.305 | 0.295 | 0.265 | 0.240 | 0.230 | 0.200 | Upgrade
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| Dividend Growth | 8.93% | 11.32% | 10.42% | 4.35% | 15.00% | 14.29% | Upgrade
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| Operating Margin | 48.06% | 40.23% | 41.27% | 45.28% | - | 32.69% | Upgrade
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| Profit Margin | 16.39% | 6.22% | 4.66% | 6.66% | - | 17.81% | Upgrade
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| Free Cash Flow Margin | 67.29% | 12.93% | 37.63% | 49.82% | - | 77.08% | Upgrade
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| EBITDA | 1,346 | 1,251 | 1,158 | 1,172 | -334.3 | 1,092 | Upgrade
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| EBITDA Margin | 48.07% | 40.48% | 41.52% | 45.50% | - | 32.84% | Upgrade
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| D&A For EBITDA | 0.3 | 7.9 | 6.9 | 5.8 | 5.5 | 4.8 | Upgrade
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| EBIT | 1,346 | 1,243 | 1,151 | 1,166 | -339.8 | 1,087 | Upgrade
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| EBIT Margin | 48.06% | 40.23% | 41.27% | 45.28% | - | 32.69% | Upgrade
|
| Effective Tax Rate | 29.90% | 30.15% | 29.13% | 25.93% | 29.03% | 28.69% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.