Erste Group Bank AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	-	3,125	2,998	2,165	1,923	Upgrade
Depreciation & Amortization	-	382	415	383	383.6	Upgrade
Other Amortization	-	166	167	170	169	Upgrade
Gain (Loss) on Sale of Investments	-	-886	747	532	231	Upgrade
Total Asset Writedown	-	6	50	41	54	Upgrade
Provision for Credit Losses	-	427	207	324	219.7	Upgrade
Change in Trading Asset Securities	-	-3,196	88	-2,523	-711.3	Upgrade
Change in Other Net Operating Assets	-	-17,504	-6,567	-19,394	-17,698	Upgrade
Other Operating Activities	-	787	800	607	547.8	Upgrade
Operating Cash Flow	-	-16,693	-1,095	-17,695	-14,881	Upgrade
Capital Expenditures	-	-746	-528	-479	-548	Upgrade
Sale of Property, Plant and Equipment	-	51	44	152	97.2	Upgrade
Cash Acquisitions	-	-88	-	102	-7.2	Upgrade
Investment in Securities	-	-21	3	36	-18.9	Upgrade
Divestitures	-	28	-	-	-	Upgrade
Other Investing Activities	-	-2	-	1	-	Upgrade
Investing Cash Flow	-	-850	-599	-233	-483.4	Upgrade
Repurchase of Common Stock	-	-	-	-	-496.8	Upgrade
Common Dividends Paid	-	-1,217	-869	-754	-756	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	7,664	3,681	8,880	26,284	Upgrade
Other Financing Activities	-	-336	-151	-2	-54.1	Upgrade
Financing Cash Flow	-	6,111	2,661	8,124	24,977	Upgrade
Foreign Exchange Rate Adjustments	-	-123	33	-6	43.4	Upgrade
Net Cash Flow	-	-11,556	1,000	-9,810	9,657	Upgrade
Free Cash Flow	-	-17,439	-1,623	-18,174	-15,429	Upgrade
Free Cash Flow Margin	-	-161.64%	-15.86%	-220.83%	-203.59%	Upgrade
Free Cash Flow Per Share	-	-41.90	-3.81	-42.51	-36.20	Upgrade
Cash Interest Paid	-	15,812	13,905	5,549	2,487	Upgrade
Cash Income Tax Paid	-	807	315	549	391.1	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.