Nu Holdings Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2018
Period Ending	Mar '26 Mar 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2018
Market Capitalization	61,040	69,086	48,098	35,834	17,844	38,012	Upgrade
Market Cap Growth	-0.63%	43.63%	34.23%	100.82%	-53.06%	-	Upgrade
Last Close Price	12.46	14.47	-	-	-	-	Upgrade
PE Ratio	24.98	28.27	25.25	38.44	-	-	Upgrade
PS Ratio	10.25	11.60	9.03	10.69	10.37	50.86	Upgrade
PB Ratio	6.33	7.17	6.51	6.18	3.90	9.73	Upgrade
Debt / Equity Ratio	0.47	0.47	0.27	0.22	0.17	0.06	Upgrade
Net Debt / Equity Ratio	-0.98	-0.98	-1.06	-0.80	-0.80	-1.01	Upgrade
Net Debt / FCF Ratio	1.18	1.18	2.31	0.80	0.71	0.65	Upgrade
Return on Equity (ROE)	30.28%	30.28%	28.07%	18.24%	-7.81%	-6.78%	Upgrade
Return on Assets (ROA)	4.60%	4.60%	4.23%	2.81%	-1.47%	-1.10%	Upgrade
Earnings Yield	4.00%	3.54%	3.96%	2.60%	-1.91%	-0.38%	Upgrade
FCF Yield	-13.07%	-11.55%	-7.06%	-16.21%	-29.06%	-16.05%	Upgrade
Buyback Yield / Dilution	-0.38%	-0.38%	-0.65%	-3.86%	-191.92%	-21.78%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.