SoFi Technologies, Inc. (BIT:1SOFI)
Italy flag Italy · Delayed Price · Currency is EUR
16.52
+0.27 (1.64%)
Last updated: Mar 6, 2026, 11:13 AM CET

SoFi Technologies Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2017
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2017
Interest and Dividend Income
3,3752,8082,051773.37355.02
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Total Interest Expense
1,1561,091789.33189.28102.78
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Net Interest Income
2,2191,7161,262584.1252.24
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Other Revenue
1,151680.26451.91424.07249.86
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Revenue Before Loan Losses
3,6132,6752,1231,574984.87
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Provision for Loan Losses
30.3231.7154.9554.337.57
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Revenue
3,5832,6432,0681,519977.3
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Revenue Growth (YoY)
35.56%27.82%36.11%55.45%72.81%
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Salaries & Employee Benefits
247.99232.69260.55288.16227.27
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Cost of Services Provided
2,8092,1771,8611,5301,204
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Total Operating Expenses
3,0572,4102,1221,8191,431
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Operating Income
525.86233.35-53.98-299.4-453.84
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EBT Excluding Unusual Items
525.86233.35-53.98-299.4-453.84
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Impairment of Goodwill
---247.17--
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Pretax Income
525.86233.35-301.16-318.72-481.18
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Income Tax Expense
44.54-265.32-0.421.692.76
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Net Income
481.32498.67-300.74-320.41-483.94
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Preferred Dividends & Other Adjustments
-19.5340.4340.4340.43
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Net Income to Common
481.32479.14-341.17-360.83-524.36
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Net Income Growth
-3.48%----
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Shares Outstanding (Basic)
1,1501,050945901527
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Shares Outstanding (Diluted)
1,2521,101945901527
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Shares Change (YoY)
13.65%16.55%4.90%71.03%613.23%
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EPS (Basic)
0.420.46-0.36-0.40-1.00
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EPS (Diluted)
0.390.39-0.36-0.40-1.00
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EPS Growth
-2.31%----
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Free Cash Flow
-3,985-1,274-7,339-7,349-1,402
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Free Cash Flow Per Share
-3.18-1.16-7.76-8.16-2.66
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Operating Margin
14.68%8.83%-2.61%-19.71%-46.44%
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Profit Margin
13.43%18.13%-16.50%-23.75%-53.65%
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Free Cash Flow Margin
-111.22%-48.20%-354.89%-483.74%-143.51%
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Effective Tax Rate
8.47%----
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Source: S&P Capital IQ. Financial Services template. Financial Sources.