Banca Popolare di Sondrio S.p.A (BIT:BPSO)
15.58
-0.53 (-3.26%)
At close: Mar 6, 2026
BIT:BPSO Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,746 | 2,118 | 1,812 | 834.56 | 642.07 | Upgrade
|
| Interest Income on Investments | 11.1 | 6.5 | 7.65 | 6.46 | 5.21 | Upgrade
|
| Total Interest Income | 1,757 | 2,125 | 1,820 | 841.02 | 647.28 | Upgrade
|
| Interest Paid on Deposits | 643.9 | 1,028 | 875.07 | 153.49 | 113.14 | Upgrade
|
| Net Interest Income | 1,113 | 1,097 | 944.61 | 687.53 | 534.13 | Upgrade
|
| Net Interest Income Growth (YoY) | 1.49% | 16.09% | 37.39% | 28.72% | 8.04% | Upgrade
|
| Income From Trading Activities | 91.8 | 124.51 | 112.98 | 28.4 | 63.65 | Upgrade
|
| Gain (Loss) on Sale of Investments | 5.9 | -3.99 | 4.86 | -55.93 | 41.88 | Upgrade
|
| Other Non-Interest Income | 466.6 | 430.51 | 409.03 | 383.97 | 351.8 | Upgrade
|
| Total Non-Interest Income | 576 | 561.71 | 534.52 | 385.42 | 490.2 | Upgrade
|
| Non-Interest Income Growth (YoY) | 2.54% | 5.09% | 38.68% | -21.38% | 54.14% | Upgrade
|
| Revenues Before Loan Losses | 1,689 | 1,658 | 1,479 | 1,073 | 1,024 | Upgrade
|
| Provision for Loan Losses | 33.7 | 195.61 | 202.61 | 152.51 | 140.2 | Upgrade
|
| Revenue | 1,655 | 1,463 | 1,277 | 920.45 | 884.14 | Upgrade
|
| Revenue Growth (YoY) | 13.16% | 14.59% | 38.68% | 4.11% | 31.76% | Upgrade
|
| Salaries and Employee Benefits | 370.6 | 321.5 | 300.27 | 272.33 | 269.9 | Upgrade
|
| Occupancy Expenses | 53.3 | 52.32 | 53.84 | 45.27 | 37.36 | Upgrade
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| Amortization of Goodwill & Intangibles | 34 | 19.93 | 18.65 | 17.21 | 16.68 | Upgrade
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| Selling, General & Administrative | 343.9 | 338.92 | 321.89 | 307.91 | 291.11 | Upgrade
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| Other Non-Interest Expense | -68.6 | -77.06 | -41.5 | -53.56 | -72.31 | Upgrade
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| Total Non-Interest Expense | 688.7 | 610.89 | 614.62 | 561.4 | 506.84 | Upgrade
|
| EBT Excluding Unusual Items | 966.5 | 851.81 | 661.89 | 359.05 | 377.3 | Upgrade
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| Asset Writedown | -20.7 | -7.23 | -2.29 | -2.76 | -0.88 | Upgrade
|
| Other Unusual Items | - | 0.68 | 0.09 | -2.31 | -2.9 | Upgrade
|
| Pretax Income | 945.8 | 840.73 | 660.28 | 353.89 | 374.55 | Upgrade
|
| Income Tax Expense | 297.8 | 265.79 | 199.12 | 102.57 | 99.53 | Upgrade
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| Earnings From Continuing Operations | 648 | 574.94 | 461.16 | 251.32 | 275.02 | Upgrade
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| Minority Interest in Earnings | - | - | - | - | -6.39 | Upgrade
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| Net Income | 648 | 574.94 | 461.16 | 251.32 | 268.63 | Upgrade
|
| Net Income to Common | 648 | 574.94 | 461.16 | 251.32 | 268.63 | Upgrade
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| Net Income Growth | 12.71% | 24.67% | 83.49% | -6.44% | 152.01% | Upgrade
|
| Basic Shares Outstanding | 450 | 450 | 450 | - | - | Upgrade
|
| Diluted Shares Outstanding | 450 | 450 | 450 | - | - | Upgrade
|
| Shares Change (YoY) | 0.02% | 0.01% | - | - | - | Upgrade
|
| EPS (Basic) | 1.44 | 1.28 | 1.03 | - | - | Upgrade
|
| EPS (Diluted) | 1.44 | 1.28 | 1.02 | - | - | Upgrade
|
| EPS Growth | 12.81% | 24.71% | - | - | - | Upgrade
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| Dividend Per Share | - | 0.800 | 0.560 | 0.280 | 0.200 | Upgrade
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| Dividend Growth | - | 42.86% | 100.00% | 40.00% | 233.33% | Upgrade
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| Effective Tax Rate | 31.49% | 31.61% | 30.16% | 28.98% | 26.57% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.