Generalfinance Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019
Net Income	28.5	21.1	15.07	10.89	9.45	5.33	Upgrade
Depreciation & Amortization	1.06	0.94	0.8	0.74	0.71	0.66	Upgrade
Other Amortization	0.77	0.67	0.44	0.34	0.23	0.2	Upgrade
Loss (Gain) From Sale of Investments	0.07	0.1	0	-0	-0	0	Upgrade
Provision for Credit Losses	3.13	1.17	1.26	1.21	0.22	0.71	Upgrade
Change in Other Net Operating Assets	-13.47	73.68	-45.09	-21.54	-4.65	-0.26	Upgrade
Other Operating Activities	17.56	13.83	11.91	6.74	4.97	3.84	Upgrade
Operating Cash Flow	37.61	111.49	-15.61	-1.63	10.93	10.48	Upgrade
Operating Cash Flow Growth	-23.24%	-	-	-	4.34%	-31.87%	Upgrade
Capital Expenditures	-0.89	-2.43	-0.17	-0.48	-0.55	-0.49	Upgrade
Sale of Property, Plant & Equipment	0.01	0.03	0.01	0	0	0.01	Upgrade
Sale (Purchase) of Intangibles	-0.59	-0.81	-0.87	-0.6	-0.99	-0.46	Upgrade
Investment in Securities	0.03	-0.06	-0.02	0.01	-	-	Upgrade
Other Investing Activities	0.07	-	-	0	-	-	Upgrade
Investing Cash Flow	-1.36	-3.27	-1.05	-1.06	-1.54	-0.94	Upgrade
Issuance of Common Stock	-	-	-	17.7	1.99	-	Upgrade
Common Dividends Paid	-10.49	-7.45	-5.43	-4.73	-2.13	-2.09	Upgrade
Financing Cash Flow	-10.49	-7.45	-5.43	12.97	-0.14	-2.09	Upgrade
Net Cash Flow	25.76	100.76	-22.09	10.27	9.25	7.44	Upgrade
Free Cash Flow	36.73	109.06	-15.78	-2.11	10.38	9.99	Upgrade
Free Cash Flow Growth	-21.97%	-	-	-	3.98%	-32.80%	Upgrade
Free Cash Flow Margin	53.21%	208.03%	-40.02%	-6.30%	38.72%	55.09%	Upgrade
Free Cash Flow Per Share	2.91	8.63	-1.25	-0.19	1.06	1.02	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.