Banca IFIS Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	-	161.58	160.11	141.09	100.58	Upgrade
Depreciation & Amortization	-	22.89	17.71	16.92	10.29	Upgrade
Other Amortization	-	0.37	-	-	8.45	Upgrade
Gain (Loss) on Sale of Investments	-	-22.2	-7.94	-13.33	-9.83	Upgrade
Total Asset Writedown	-	0.02	-	-	-	Upgrade
Provision for Credit Losses	-	-93.4	-79.26	-54.3	-45.34	Upgrade
Change in Trading Asset Securities	-	51.72	-35.26	-115.57	321.27	Upgrade
Change in Other Net Operating Assets	-	-406.17	300.59	356.68	-478.95	Upgrade
Other Operating Activities	-	93.67	89.45	68.48	166.95	Upgrade
Operating Cash Flow	-	-191.52	445.41	399.95	73.42	Upgrade
Operating Cash Flow Growth	-	-	11.37%	444.73%	-64.24%	Upgrade
Capital Expenditures	-	-32.2	-24.3	-7.5	-11.55	Upgrade
Sale of Property, Plant and Equipment	-	-	1.9	0.05	-	Upgrade
Cash Acquisitions	-	-	-63.07	-	94.17	Upgrade
Investment in Securities	-	-	-	0.01	-	Upgrade
Purchase / Sale of Intangibles	-	-18.46	-20.39	-10.08	-9.08	Upgrade
Investing Cash Flow	-	-50.66	-105.85	-17.51	73.54	Upgrade
Repurchase of Common Stock	-	-	-	-19.3	-	Upgrade
Common Dividends Paid	-	-110.34	-85.16	-102.47	-83.05	Upgrade
Other Financing Activities	-	-	-	-12.92	-0.13	Upgrade
Financing Cash Flow	-	-110.34	-85.16	-134.69	-83.18	Upgrade
Net Cash Flow	-	-352.52	254.4	247.75	63.78	Upgrade
Free Cash Flow	-	-223.72	421.11	392.46	61.87	Upgrade
Free Cash Flow Growth	-	-	7.30%	534.31%	-63.13%	Upgrade
Free Cash Flow Margin	-	-33.80%	64.77%	65.21%	11.77%	Upgrade
Free Cash Flow Per Share	-	-4.19	8.01	7.45	1.16	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.