UniCredit S.p.A. (BIT:UCG)
66.12
-0.81 (-1.21%)
Mar 6, 2026, 5:38 PM CET
UniCredit Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 26,937 | 34,838 | 33,919 | 16,339 | 12,703 | Upgrade
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| Interest Income on Investments | 673 | 468 | 305 | 437 | 351 | Upgrade
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| Total Interest Income | 27,610 | 35,306 | 34,224 | 16,776 | 13,054 | Upgrade
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| Interest Paid on Deposits | 12,810 | 20,167 | 19,571 | 5,715 | 3,612 | Upgrade
|
| Net Interest Income | 14,800 | 15,139 | 14,653 | 11,061 | 9,442 | Upgrade
|
| Net Interest Income Growth (YoY) | -2.24% | 3.32% | 32.47% | 17.15% | -2.71% | Upgrade
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| Income From Trading Activities | 2,255 | 2,888 | 2,264 | 859 | 1,472 | Upgrade
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| Gain (Loss) on Sale of Investments | 3,005 | 261 | 112 | 996 | -1,797 | Upgrade
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| Other Non-Interest Income | 5,379 | 6,518 | 6,390 | 7,051 | 6,747 | Upgrade
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| Total Non-Interest Income | 10,747 | 9,605 | 8,965 | 9,039 | 6,475 | Upgrade
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| Non-Interest Income Growth (YoY) | 11.89% | 7.14% | -0.82% | 39.60% | 4.69% | Upgrade
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| Revenues Before Loan Losses | 25,547 | 24,744 | 23,618 | 20,100 | 15,917 | Upgrade
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| Provision for Loan Losses | 499 | 750 | 661 | 2,031 | 1,630 | Upgrade
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| Revenue | 25,048 | 23,994 | 22,957 | 18,069 | 14,287 | Upgrade
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| Revenue Growth (YoY) | 4.39% | 4.52% | 27.05% | 26.47% | 27.00% | Upgrade
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| Salaries and Employee Benefits | 5,802 | 5,894 | 5,904 | 5,910 | 5,953 | Upgrade
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| Occupancy Expenses | 609 | 673 | 789 | 638 | 770 | Upgrade
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| Amortization of Goodwill & Intangibles | 557 | 539 | 526 | 514 | 485 | Upgrade
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| Selling, General & Administrative | 2,859 | 2,984 | 3,405 | 3,520 | 3,686 | Upgrade
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| Other Non-Interest Expense | 104 | -489 | -426 | -122 | -61 | Upgrade
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| Total Non-Interest Expense | 9,931 | 9,601 | 10,198 | 10,460 | 10,833 | Upgrade
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| EBT Excluding Unusual Items | 15,117 | 14,393 | 12,759 | 7,609 | 3,454 | Upgrade
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| Asset Writedown | -3 | -82 | -245 | -163 | -108 | Upgrade
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| Legal Settlements | -391 | -615 | -70 | -24 | -281 | Upgrade
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| Other Unusual Items | 33 | 5 | 66 | 191 | 50 | Upgrade
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| Pretax Income | 13,569 | 12,860 | 11,451 | 7,289 | 1,779 | Upgrade
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| Income Tax Expense | 2,590 | 3,086 | 1,917 | 819 | -343 | Upgrade
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| Earnings From Continuing Operations | 10,979 | 9,774 | 9,534 | 6,470 | 2,122 | Upgrade
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| Earnings From Discontinued Operations | - | - | - | 3 | 4 | Upgrade
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| Minority Interest in Earnings | -64 | -55 | -27 | -15 | -30 | Upgrade
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| Net Income | 10,915 | 9,719 | 9,507 | 6,458 | 2,096 | Upgrade
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| Preferred Dividends & Other Adjustments | 206 | 247 | 175 | 74 | 30 | Upgrade
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| Net Income to Common | 10,709 | 9,472 | 9,332 | 6,384 | 2,066 | Upgrade
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| Net Income Growth | 12.31% | 2.23% | 47.21% | 208.11% | - | Upgrade
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| Basic Shares Outstanding | 1,536 | 1,622 | 1,828 | 2,069 | 2,222 | Upgrade
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| Diluted Shares Outstanding | 1,549 | 1,638 | 1,850 | 2,089 | 2,236 | Upgrade
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| Shares Change (YoY) | -5.46% | -11.42% | -11.43% | -6.60% | 0.42% | Upgrade
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| EPS (Basic) | 6.97 | 5.84 | 5.11 | 3.08 | 0.93 | Upgrade
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| EPS (Diluted) | 6.91 | 5.78 | 5.04 | 3.06 | 0.92 | Upgrade
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| EPS Growth | 19.60% | 14.59% | 65.09% | 230.74% | - | Upgrade
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| Dividend Per Share | 3.149 | 2.402 | 1.803 | 0.987 | 0.538 | Upgrade
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| Dividend Growth | 31.09% | 33.23% | 82.63% | 83.49% | 348.33% | Upgrade
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| Effective Tax Rate | 19.09% | 24.00% | 16.74% | 11.24% | - | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.