BKK:VCB19 Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Net Income	35,113,991	33,831,386	33,101,027	29,899,014	21,918,813	18,451,311	Upgrade
Depreciation & Amortization	1,205,056	1,086,426	1,270,726	-	1,412,306	-	Upgrade
Change in Trading Asset Securities	3,653,652	-25,448,780	19,949,514	5,578,442	-14,382,594	10,435,096	Upgrade
Change in Other Net Operating Assets	-98,799,538	-85,274,483	-235,419,313	-96,824,179	-184,043,225	-147,989,643	Upgrade
Other Operating Activities	415,082	-4,733,934	8,999,246	13,870,581	9,157,937	11,077,225	Upgrade
Operating Cash Flow	-58,411,757	-80,539,385	-172,098,800	-47,476,142	-165,936,763	-108,026,011	Upgrade
Capital Expenditures	-1,376,754	-1,480,121	-1,008,160	-711,567	-1,621,433	-3,001,902	Upgrade
Sale of Property, Plant and Equipment	17,031	12,504	9,435	15,753	8,456	10,569	Upgrade
Investment in Securities	-	747	-	201,899	-69,711	605,274	Upgrade
Other Investing Activities	139,571	159,457	139,318	101,747	92,752	80,906	Upgrade
Investing Cash Flow	-1,220,152	-1,307,413	-859,407	-392,168	-1,589,936	-2,305,153	Upgrade
Common Dividends Paid	-	-	-15,627	-3,348,022	-1,886,298	-2,986,115	Upgrade
Net Increase (Decrease) in Deposit Accounts	281,807,852	139,662,216	133,557,270	230,897,631	109,384,290	133,629,446	Upgrade
Other Financing Activities	-19,963	-19,963	-	-	-	-	Upgrade
Financing Cash Flow	281,787,889	139,642,253	133,541,643	227,549,609	107,497,992	130,643,331	Upgrade
Net Cash Flow	222,155,980	57,795,455	-39,416,564	179,681,299	-60,028,707	20,312,167	Upgrade
Free Cash Flow	-59,788,511	-82,019,506	-173,106,960	-48,187,709	-167,558,196	-111,027,913	Upgrade
Free Cash Flow Margin	-87.08%	-125.55%	-273.86%	-82.27%	-371.10%	-284.05%	Upgrade
Free Cash Flow Per Share	-7155.42	-9816.00	-20717.25	-5767.05	-20053.14	-13287.67	Upgrade
Cash Interest Paid	42,628,283	43,790,244	47,454,819	31,709,129	28,835,100	33,194,191	Upgrade
Cash Income Tax Paid	9,243,835	8,854,401	8,969,967	3,976,351	5,877,802	4,680,317	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.