Upstart Holdings, Inc. (BMV:UPST)
Mexico flag Mexico · Delayed Price · Currency is MXN
500.00
-10.23 (-2.00%)
At close: Mar 5, 2026

Upstart Holdings Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2017
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2017
Operating Revenue
950.01635.47560.43907.27801.28
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Other Revenue
125.5141.5-11.98-53.9950.59
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Revenue
1,076676.96548.46853.29851.86
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Revenue Growth (YoY)
58.88%23.43%-35.72%0.17%252.82%
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Cost of Revenue
188.38158150.42187.99117.58
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Gross Profit
887.14518.97398.04665.29734.28
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Selling, General & Admin
555.25397.74339.53531.07454.89
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Research & Development
257.6253.65280.14237.25134
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Operating Expenses
812.85651.39619.67768.31588.89
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Operating Income
74.3-132.42-221.63-103.02145.39
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Interest Expense
-31.66-43.63-37.99-13.84-4.67
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Interest & Investment Income
24.3218.7921.219.47-
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Other Non Operating Income (Expenses)
-19.87-4.49-1.61-1.68-5.75
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EBT Excluding Unusual Items
47.08-161.76-240.03-109.07134.97
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Merger & Restructuring Charges
-----1.24
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Other Unusual Items
7.2533.36---
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Pretax Income
54.33-128.4-240.03-109.07133.73
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Income Tax Expense
0.730.190.11-0.41-1.71
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Earnings From Continuing Operations
53.6-128.58-240.13-108.67135.44
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Net Income
53.6-128.58-240.13-108.67135.44
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Net Income to Common
53.6-128.58-240.13-108.67135.44
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Net Income Growth
----2163.80%
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Shares Outstanding (Basic)
9689848378
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Shares Outstanding (Diluted)
10789848395
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Shares Change (YoY)
20.17%6.79%1.20%-12.66%441.13%
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EPS (Basic)
0.56-1.44-2.87-1.311.73
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EPS (Diluted)
0.45-1.44-2.87-1.311.43
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Free Cash Flow
-148.07185.49-113.24-666.69159.93
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Free Cash Flow Per Share
-1.382.07-1.35-8.051.69
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Gross Margin
82.48%76.66%72.57%77.97%86.20%
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Operating Margin
6.91%-19.56%-40.41%-12.07%17.07%
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Profit Margin
4.98%-18.99%-43.78%-12.73%15.90%
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Free Cash Flow Margin
-13.77%27.40%-20.65%-78.13%18.77%
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EBITDA
99.13-111.87-196.73-89.51152.93
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EBITDA Margin
9.22%-16.53%-35.87%-10.49%17.95%
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D&A For EBITDA
24.8420.5524.913.517.54
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EBIT
74.3-132.42-221.63-103.02145.39
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EBIT Margin
6.91%-19.56%-40.41%-12.07%17.07%
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Effective Tax Rate
1.34%----
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Revenue as Reported
1,044636.53513.56842.44848.59
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Source: S&P Capital IQ. Standard template. Financial Sources.