Upstart Holdings Statistics

Total Valuation

BMV:UPST has a market cap or net worth of MXN 44.45 billion. The enterprise value is 65.77 billion.

Market Cap	44.45B
Enterprise Value	65.77B

Important Dates

The last earnings date was Tuesday, February 10, 2026.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	94.87M
Shares Outstanding	n/a
Shares Change (YoY)	+20.17%
Shares Change (QoQ)	+2.28%
Owned by Insiders (%)	12.96%
Owned by Institutions (%)	70.47%
Float	77.56M

Valuation Ratios

The trailing PE ratio is 46.06 and the forward PE ratio is 10.04.

PE Ratio	46.06
Forward PE	10.04
PS Ratio	2.30
PB Ratio	3.09
P/TBV Ratio	3.60
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 32.62, with an EV/FCF ratio of -24.67.

EV / Earnings	68.15
EV / Sales	3.55
EV / EBITDA	32.62
EV / EBIT	51.45
EV / FCF	-24.67

Financial Position

The company has a current ratio of 13.10, with a Debt / Equity ratio of 2.37.

Current Ratio	13.10
Quick Ratio	4.14
Debt / Equity	2.37
Debt / EBITDA	16.19
Debt / FCF	-12.81
Interest Coverage	2.35

Financial Efficiency

Return on equity (ROE) is 7.49% and return on invested capital (ROIC) is 3.46%.

Return on Equity (ROE)	7.49%
Return on Assets (ROA)	1.74%
Return on Invested Capital (ROIC)	3.46%
Return on Capital Employed (ROCE)	2.65%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	13.78M
Profits Per Employee	686,825
Employee Count	1,405
Asset Turnover	0.40
Inventory Turnover	n/a

Taxes

In the past 12 months, BMV:UPST has paid 13.11 million in taxes.

Income Tax	13.11M
Effective Tax Rate	1.34%

Stock Price Statistics

The stock price has decreased by -66.93% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-66.93%
50-Day Moving Average	741.08
200-Day Moving Average	978.98
Relative Strength Index (RSI)	29.09
Average Volume (20 Days)	2,624

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.76

Income Statement

In the last 12 months, BMV:UPST had revenue of MXN 19.36 billion and earned 964.99 million in profits. Earnings per share was 8.16.

Revenue	19.36B
Gross Profit	15.97B
Operating Income	1.34B
Pretax Income	978.10M
Net Income	964.99M
EBITDA	1.78B
EBIT	1.34B
Earnings Per Share (EPS)	8.16

Full Income Statement

Balance Sheet

The company has 11.84 billion in cash and 34.15 billion in debt, giving a net cash position of -22.31 billion.

Cash & Cash Equivalents	11.84B
Total Debt	34.15B
Net Cash	-22.31B
Net Cash Per Share	n/a
Equity (Book Value)	14.38B
Book Value Per Share	146.70
Working Capital	37.09B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -2.66 billion and capital expenditures -6.25 million, giving a free cash flow of -2.67 billion.

Operating Cash Flow	-2.66B
Capital Expenditures	-6.25M
Free Cash Flow	-2.67B
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 82.49%, with operating and profit margins of 6.91% and 4.98%.

Gross Margin	82.49%
Operating Margin	6.91%
Pretax Margin	5.05%
Profit Margin	4.98%
EBITDA Margin	9.22%
EBIT Margin	6.91%
FCF Margin	n/a

Dividends & Yields

BMV:UPST does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-20.17%
Shareholder Yield	-20.17%
Earnings Yield	2.17%
FCF Yield	-6.00%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

BMV:UPST has an Altman Z-Score of 2.6 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.6
Piotroski F-Score	4