Arman Financial Services Limited (BOM:531179)
India
· Delayed Price · Currency is INR 1,384.60
-38.75 (-2.72%)
At close: Mar 6, 2026
Arman Financial Services Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 5,613 | 6,189 | 5,931 | 3,867 | 2,206 | 1,856 | Upgrade
|
| Total Interest Expense | 1,858 | 2,208 | 2,476 | 1,608 | 845.05 | 738.73 | Upgrade
|
| Net Interest Income | 3,755 | 3,981 | 3,455 | 2,259 | 1,361 | 1,118 | Upgrade
|
| Commissions and Fees | 302.7 | 256.07 | 233.03 | 164.01 | 69.83 | 50.64 | Upgrade
|
| Gain (Loss) on Sale of Investments | 780.62 | 855.63 | 450.72 | 207.8 | 74.56 | 36.57 | Upgrade
|
| Other Revenue | -0 | - | 0.71 | 0.03 | - | 6.76 | Upgrade
|
| Revenue Before Loan Losses | 4,838 | 5,092 | 4,140 | 2,631 | 1,505 | 1,212 | Upgrade
|
| Provision for Loan Losses | 2,200 | 2,641 | 650.94 | 447.32 | 373.32 | 545.92 | Upgrade
|
| Revenue | 2,638 | 2,451 | 3,489 | 2,184 | 1,132 | 665.74 | Upgrade
|
| Revenue Growth (YoY) | -6.56% | -29.74% | 59.77% | 92.95% | 69.99% | -49.62% | Upgrade
|
| Salaries & Employee Benefits | 1,410 | 1,123 | 715.95 | 546.53 | 418.53 | 355.66 | Upgrade
|
| Cost of Services Provided | 62.03 | 62.03 | 41.71 | 39.8 | 31.75 | 27.67 | Upgrade
|
| Other Operating Expenses | 668.59 | 556.98 | 435.87 | 336.13 | 216.65 | 156.68 | Upgrade
|
| Total Operating Expenses | 2,159 | 1,760 | 1,208 | 934 | 676.45 | 548.11 | Upgrade
|
| Operating Income | 479.31 | 690.92 | 2,281 | 1,250 | 455.24 | 117.64 | Upgrade
|
| EBT Excluding Unusual Items | 479.31 | 690.92 | 2,281 | 1,250 | 455.24 | 117.64 | Upgrade
|
| Pretax Income | 479.31 | 690.92 | 2,281 | 1,250 | 455.18 | 117.64 | Upgrade
|
| Income Tax Expense | 195.74 | 170.19 | 545.17 | 311.42 | 137.95 | 11.48 | Upgrade
|
| Net Income | 283.56 | 520.73 | 1,736 | 938.11 | 317.23 | 106.16 | Upgrade
|
| Net Income to Common | 283.56 | 520.73 | 1,736 | 938.11 | 317.23 | 106.16 | Upgrade
|
| Net Income Growth | -68.54% | -70.00% | 85.02% | 195.72% | 198.82% | -74.43% | Upgrade
|
| Shares Outstanding (Basic) | 10 | 10 | 9 | 8 | 8 | 8 | Upgrade
|
| Shares Outstanding (Diluted) | 11 | 11 | 9 | 9 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | 2.50% | 17.40% | 2.18% | 3.77% | 0.21% | 13.37% | Upgrade
|
| EPS (Basic) | 27.01 | 49.67 | 195.00 | 110.47 | 37.36 | 12.53 | Upgrade
|
| EPS (Diluted) | 26.82 | 49.26 | 192.76 | 107.28 | 37.35 | 12.53 | Upgrade
|
| EPS Growth | -69.30% | -74.44% | 79.67% | 187.24% | 198.09% | -77.44% | Upgrade
|
| Free Cash Flow | - | 4,674 | -3,048 | -7,200 | -2,816 | 54.7 | Upgrade
|
| Free Cash Flow Per Share | - | 442.18 | -338.47 | -817.02 | -331.54 | 6.45 | Upgrade
|
| Operating Margin | 18.17% | 28.19% | 65.38% | 57.23% | 40.23% | 17.67% | Upgrade
|
| Profit Margin | 10.75% | 21.24% | 49.75% | 42.96% | 28.03% | 15.95% | Upgrade
|
| Free Cash Flow Margin | - | 190.70% | -87.36% | -329.75% | -248.81% | 8.22% | Upgrade
|
| Effective Tax Rate | 40.84% | 24.63% | 23.90% | 24.92% | 30.31% | 9.75% | Upgrade
|
| Revenue as Reported | 6,696 | 7,300 | 6,615 | 4,239 | 2,350 | 1,950 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.