Niva Bupa Health Insurance Company Limited (BOM:544286)
70.07
-1.44 (-2.01%)
At close: Mar 9, 2026
BOM:544286 Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 73,350 | 58,399 | 44,179 | 26,628 | 17,525 | 11,509 | Upgrade
|
| Total Interest & Dividend Income | 6,105 | 4,665 | 2,970 | 1,862 | 1,228 | 863.99 | Upgrade
|
| Gain (Loss) on Sale of Investments | 92.9 | 92.8 | 111.08 | 49.4 | 262.54 | 60.4 | Upgrade
|
| Other Revenue | 124.98 | 145.78 | 36.93 | 3,641 | 2,677 | 1,724 | Upgrade
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| Total Revenue | 79,673 | 63,302 | 47,297 | 32,180 | 21,693 | 14,157 | Upgrade
|
| Revenue Growth (YoY) | 26.02% | 33.84% | 46.98% | 48.35% | 53.23% | 35.77% | Upgrade
|
| Policy Benefits | 70,788 | 55,829 | 41,280 | 14,393 | 10,886 | 6,456 | Upgrade
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| Policy Acquisition & Underwriting Costs | - | - | - | 1,908 | 1,204 | 634.81 | Upgrade
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| Depreciation & Amortization | 206.93 | 206.93 | 282.25 | - | - | - | Upgrade
|
| Selling, General & Administrative | 1,894 | 1,894 | 1,745 | 11,842 | 8,598 | 5,454 | Upgrade
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| Provision for Bad Debts | - | - | - | 10.25 | 221.71 | 283.45 | Upgrade
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| Other Operating Expenses | 228.74 | 13.24 | 28.42 | 3,634 | 2,681 | 1,765 | Upgrade
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| Total Operating Expenses | 75,351 | 60,177 | 45,516 | 31,787 | 23,591 | 14,592 | Upgrade
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| Operating Income | 4,322 | 3,126 | 1,781 | 393.04 | -1,899 | -435.46 | Upgrade
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| Interest Expense | -369.27 | -365.57 | -352.02 | -267.5 | -65.23 | -59.38 | Upgrade
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| Currency Exchange Gain (Loss) | - | - | - | -0.14 | -1.27 | -2.54 | Upgrade
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| Other Non Operating Income (Expenses) | - | - | - | - | 0.01 | -0 | Upgrade
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| EBT Excluding Unusual Items | 3,952 | 2,760 | 1,429 | 125.4 | -1,965 | -497.39 | Upgrade
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| Pretax Income | 3,952 | 2,760 | 1,429 | 125.4 | -1,965 | -497.39 | Upgrade
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| Income Tax Expense | 1,035 | 731.19 | 365.75 | - | - | - | Upgrade
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| Net Income | 2,917 | 2,029 | 1,064 | 125.4 | -1,965 | -497.39 | Upgrade
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| Net Income to Common | 2,917 | 2,029 | 1,064 | 125.4 | -1,965 | -497.39 | Upgrade
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| Net Income Growth | -3.12% | 90.78% | 748.12% | - | - | - | Upgrade
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| Shares Outstanding (Basic) | 1,837 | 1,753 | 1,590 | 1,463 | 1,387 | 1,163 | Upgrade
|
| Shares Outstanding (Diluted) | 1,851 | 1,782 | 1,631 | 1,503 | 1,389 | 1,163 | Upgrade
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| Shares Change (YoY) | 4.20% | 9.22% | 8.55% | 8.20% | 19.40% | 8.75% | Upgrade
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| EPS (Basic) | 1.59 | 1.16 | 0.67 | 0.09 | -1.42 | -0.43 | Upgrade
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| EPS (Diluted) | 1.57 | 1.14 | 0.65 | 0.08 | -1.42 | -0.43 | Upgrade
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| EPS Growth | -7.24% | 75.39% | 712.50% | - | - | - | Upgrade
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| Free Cash Flow | 10,408 | 16,438 | 8,240 | 5,547 | 3,090 | 2,287 | Upgrade
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| Free Cash Flow Per Share | 5.62 | 9.22 | 5.05 | 3.69 | 2.23 | 1.97 | Upgrade
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| Operating Margin | 5.42% | 4.94% | 3.77% | 1.22% | -8.75% | -3.08% | Upgrade
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| Profit Margin | 3.66% | 3.21% | 2.25% | 0.39% | -9.06% | -3.51% | Upgrade
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| Free Cash Flow Margin | 13.06% | 25.97% | 17.42% | 17.24% | 14.25% | 16.16% | Upgrade
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| EBITDA | 4,620 | 3,396 | 2,015 | 485.93 | -1,810 | -214.93 | Upgrade
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| EBITDA Margin | 5.80% | 5.37% | 4.26% | 1.51% | -8.34% | -1.52% | Upgrade
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| D&A For EBITDA | 298.11 | 270.62 | 233.96 | 92.89 | 88.67 | 220.53 | Upgrade
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| EBIT | 4,322 | 3,126 | 1,781 | 393.04 | -1,899 | -435.46 | Upgrade
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| EBIT Margin | 5.42% | 4.94% | 3.77% | 1.22% | -8.75% | -3.08% | Upgrade
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| Effective Tax Rate | 26.20% | 26.49% | 25.59% | - | - | - | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.