BRVM:BICB Income Statement

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	88,541	81,836	67,772	35,853	22,267
Interest Paid on Deposits	50,619	46,688	33,639	15,296	10,231
Net Interest Income	37,922	35,148	34,133	20,557	12,036
Net Interest Income Growth (YoY)	7.55%	2.97%	66.04%	70.80%	-
Income From Trading Activities	-303	-1,134	-206	478	304
Gain (Loss) on Sale of Assets	140	79	1	8	-34
Other Non-Interest Income	13,170	11,193	5,269	3,174	2,558
Total Non-Interest Income	13,007	10,138	5,064	3,660	2,828
Non-Interest Income Growth (YoY)	84.84%	100.20%	38.36%	29.42%	-
Revenues Before Loan Losses	50,929	45,286	39,197	24,217	14,864
Provision for Loan Losses	3,999	-2,411	-586	3,244	1,495
Revenue	46,930	47,697	39,783	20,973	13,369
Revenue Growth (YoY)	14.36%	19.89%	89.69%	56.88%	-
Occupancy Expenses	2,548	2,289	1,506	2,142	1,749
Other Non-Interest Expense	14,434	12,669	10,252	7,723	5,735
Total Non-Interest Expense	16,982	14,958	11,758	9,865	7,484
EBT Excluding Unusual Items	29,948	32,739	28,025	11,108	5,885
Pretax Income	29,948	32,739	28,025	11,108	5,885
Income Tax Expense	2,488	2,398	755	403	109
Net Income	27,460	30,341	27,270	10,705	5,776
Net Income to Common	27,460	30,341	27,270	10,705	5,776
Net Income Growth	0.78%	11.26%	154.74%	85.34%	-
Effective Tax Rate	8.31%	7.32%	2.69%	3.63%	1.85%

Source: S&P Capital IQ. Banks template. Financial Sources.