First Investment Bank AD (BUL:FIB)
Bulgaria
· Delayed Price · Currency is BGN · Price in EUR 3.300
-0.160 (-4.62%)
At close: Mar 5, 2026
First Investment Bank AD Income Statement
Financials in millions BGN. Fiscal year is January - December.
Millions BGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 584.93 | 538.22 | 452.55 | 342.54 | 334.31 | Upgrade
|
| Interest Paid on Deposits | 110.14 | 71.56 | 45.79 | 46.33 | 51.85 | Upgrade
|
| Net Interest Income | 474.79 | 466.67 | 406.76 | 296.21 | 282.47 | Upgrade
|
| Net Interest Income Growth (YoY) | 1.74% | 14.73% | 37.32% | 4.87% | 13.13% | Upgrade
|
| Income From Trading Activities | 27.8 | 28.39 | 25.05 | 20.47 | 15.74 | Upgrade
|
| Gain (Loss) on Sale of Assets | 1.59 | 4.76 | 1.62 | -3.22 | 0.02 | Upgrade
|
| Gain (Loss) on Sale of Investments | 2.78 | 4.43 | 5.65 | -0.3 | 0.03 | Upgrade
|
| Other Non-Interest Income | 79.62 | 113.71 | 126.43 | 159.57 | 136.74 | Upgrade
|
| Total Non-Interest Income | 111.8 | 151.29 | 158.75 | 176.52 | 152.52 | Upgrade
|
| Non-Interest Income Growth (YoY) | -26.10% | -4.70% | -10.07% | 15.73% | 23.34% | Upgrade
|
| Revenues Before Loan Losses | 586.59 | 617.96 | 565.51 | 472.73 | 434.99 | Upgrade
|
| Provision for Loan Losses | 168.78 | 199.8 | 144.48 | 140.23 | 125.66 | Upgrade
|
| Revenue | 417.8 | 418.16 | 421.03 | 332.5 | 309.32 | Upgrade
|
| Revenue Growth (YoY) | -0.09% | -0.68% | 26.63% | 7.49% | 12.63% | Upgrade
|
| Selling, General & Administrative | 273.02 | 249.87 | 238.28 | 217.85 | 192.08 | Upgrade
|
| Other Non-Interest Expense | 20.42 | 11.35 | 4.39 | 19.37 | 23.26 | Upgrade
|
| Total Non-Interest Expense | 293.44 | 261.22 | 242.67 | 237.22 | 215.34 | Upgrade
|
| EBT Excluding Unusual Items | 124.37 | 156.94 | 178.36 | 95.28 | 93.98 | Upgrade
|
| Asset Writedown | 88.85 | 6.02 | - | 14.77 | 30.34 | Upgrade
|
| Legal Settlements | -0.62 | 0.63 | -0.6 | 0.08 | 0.51 | Upgrade
|
| Pretax Income | 212.6 | 163.59 | 177.76 | 110.13 | 124.83 | Upgrade
|
| Income Tax Expense | 23.42 | 18.31 | 19.48 | 12.14 | 13.42 | Upgrade
|
| Earnings From Continuing Operations | 189.18 | 145.28 | 158.29 | 97.99 | 111.41 | Upgrade
|
| Minority Interest in Earnings | -0.97 | -0.49 | -0.71 | -0.75 | -0.81 | Upgrade
|
| Net Income | 188.22 | 144.79 | 157.57 | 97.24 | 110.6 | Upgrade
|
| Net Income to Common | 188.22 | 144.79 | 157.57 | 97.24 | 110.6 | Upgrade
|
| Net Income Growth | 29.99% | -8.11% | 62.04% | -12.07% | 145.91% | Upgrade
|
| Basic Shares Outstanding | 149 | 149 | 149 | 149 | 149 | Upgrade
|
| Diluted Shares Outstanding | 149 | 149 | 149 | 149 | 149 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | 18.00% | Upgrade
|
| EPS (Basic) | 1.26 | 0.97 | 1.06 | 0.65 | 0.74 | Upgrade
|
| EPS (Diluted) | 1.26 | 0.97 | 1.06 | 0.65 | 0.74 | Upgrade
|
| EPS Growth | 29.99% | -8.11% | 62.04% | -12.07% | 108.39% | Upgrade
|
| Effective Tax Rate | 11.02% | 11.19% | 10.96% | 11.02% | 10.75% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.