Texim Bank AD (BUL:TXIM)
1.860
0.00 (0.00%)
At close: Feb 20, 2026
Texim Bank AD Income Statement
Financials in millions BGN. Fiscal year is January - December.
Millions BGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | - | 18.27 | 16.53 | 11.76 | 11.71 | Upgrade
|
| Interest Income on Investments | 20.09 | 0.07 | 0.03 | 0.06 | 0.06 | Upgrade
|
| Total Interest Income | 20.09 | 18.34 | 16.56 | 11.82 | 11.77 | Upgrade
|
| Interest Paid on Deposits | 1.96 | 1.24 | 0.87 | 1.34 | 1.62 | Upgrade
|
| Interest Paid on Borrowings | 0.25 | - | - | - | - | Upgrade
|
| Total Interest Expense | 2.21 | 1.24 | 0.87 | 1.34 | 1.62 | Upgrade
|
| Net Interest Income | 17.88 | 17.09 | 15.69 | 10.47 | 10.15 | Upgrade
|
| Net Interest Income Growth (YoY) | 4.60% | 8.94% | 49.81% | 3.21% | 14.42% | Upgrade
|
| Income From Trading Activities | 2.96 | - | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0.23 | 0.03 | -0.14 | -0.02 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.77 | 3.99 | 2.41 | 2.64 | 2.47 | Upgrade
|
| Other Non-Interest Income | 5.97 | 3.48 | 3.83 | 3.43 | 3.36 | Upgrade
|
| Total Non-Interest Income | 9.84 | 7.7 | 6.27 | 5.93 | 5.81 | Upgrade
|
| Non-Interest Income Growth (YoY) | 27.81% | 22.83% | 5.74% | 2.10% | -6.90% | Upgrade
|
| Revenues Before Loan Losses | 27.72 | 24.79 | 21.96 | 16.4 | 15.95 | Upgrade
|
| Provision for Loan Losses | -0.07 | 0.31 | 0.6 | 0.06 | 0.05 | Upgrade
|
| Revenue | 27.79 | 24.48 | 21.36 | 16.34 | 15.9 | Upgrade
|
| Revenue Growth (YoY) | 13.53% | 14.61% | 30.70% | 2.79% | 4.68% | Upgrade
|
| Salaries and Employee Benefits | 14.27 | - | - | - | - | Upgrade
|
| Occupancy Expenses | 3.55 | 3.74 | 3.79 | 3.76 | 3.75 | Upgrade
|
| Federal Deposit Insurance | 0.54 | - | - | - | - | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.38 | - | - | - | - | Upgrade
|
| Selling, General & Administrative | 5.6 | 18.36 | 15.62 | 13.9 | 12.41 | Upgrade
|
| Other Non-Interest Expense | -0.03 | 0.03 | 0.01 | -0 | 0.09 | Upgrade
|
| Total Non-Interest Expense | 24.31 | 22.14 | 19.42 | 17.65 | 16.26 | Upgrade
|
| EBT Excluding Unusual Items | 3.48 | 2.34 | 1.94 | -1.31 | -0.36 | Upgrade
|
| Asset Writedown | - | 0.19 | 0.49 | 1.81 | 0.68 | Upgrade
|
| Pretax Income | 3.48 | 2.53 | 2.43 | 0.5 | 0.33 | Upgrade
|
| Income Tax Expense | 0.81 | -0.03 | 0.05 | 0.19 | 0 | Upgrade
|
| Net Income | 2.67 | 2.56 | 2.38 | 0.32 | 0.33 | Upgrade
|
| Net Income to Common | 2.67 | 2.56 | 2.38 | 0.32 | 0.33 | Upgrade
|
| Net Income Growth | 4.34% | 7.52% | 655.87% | -3.08% | 153.91% | Upgrade
|
| Basic Shares Outstanding | 37 | 35 | 31 | 28 | 28 | Upgrade
|
| Diluted Shares Outstanding | 37 | 35 | 31 | 28 | 28 | Upgrade
|
| Shares Change (YoY) | 5.93% | 12.52% | 10.27% | - | - | Upgrade
|
| EPS (Basic) | 0.07 | 0.07 | 0.08 | 0.01 | 0.01 | Upgrade
|
| EPS (Diluted) | 0.07 | 0.07 | 0.08 | 0.01 | 0.01 | Upgrade
|
| EPS Growth | -1.51% | -4.44% | 585.52% | -3.08% | 153.91% | Upgrade
|
| Effective Tax Rate | 23.27% | - | 2.10% | 37.38% | 0.61% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.