Texim Bank AD Cash Flow Statement

Financials in millions BGN. Fiscal year is January - December.

Millions BGN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	-	2.56	2.38	0.32	0.33	Upgrade
Depreciation & Amortization	-	3.38	3.45	3.39	3.35	Upgrade
Other Amortization	-	0.36	0.34	0.37	0.4	Upgrade
Gain (Loss) on Sale of Assets	-	-0.23	-0.03	0.2	-	Upgrade
Gain (Loss) on Sale of Investments	-	-3.99	-2.41	-2.64	-2.47	Upgrade
Total Asset Writedown	-	-0.28	-0.49	-1.87	-0.66	Upgrade
Provision for Credit Losses	-	0.31	0.6	0.06	0.05	Upgrade
Change in Trading Asset Securities	-	-1.54	-4.89	1.14	-3.85	Upgrade
Change in Other Net Operating Assets	-	-38.63	-12.77	-9.62	-19.01	Upgrade
Other Operating Activities	-	-0.41	-2.31	-0.14	-9.97	Upgrade
Operating Cash Flow	-	-38.46	-16.13	-8.8	-31.82	Upgrade
Capital Expenditures	-	-0.92	-0.53	-0.31	-3.76	Upgrade
Sale of Property, Plant and Equipment	-	2.87	0.07	2.19	0.05	Upgrade
Investment in Securities	-	-35.6	-15.49	-3.38	-9.77	Upgrade
Divestitures	-	-	-	0.8	-	Upgrade
Purchase / Sale of Intangibles	-	-0.65	-0.55	-0.29	-0.28	Upgrade
Other Investing Activities	-	0.07	0.34	0.06	10.52	Upgrade
Investing Cash Flow	-	-34.25	-16.17	-0.93	-3.23	Upgrade
Long-Term Debt Repaid	-	-1.87	-1.78	-1.63	-1.79	Upgrade
Net Debt Issued (Repaid)	-	-1.87	-1.78	-1.63	-1.79	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	41.32	42.96	57.02	77.18	Upgrade
Financing Cash Flow	-	39.45	41.19	55.39	75.39	Upgrade
Net Cash Flow	-	-33.27	8.89	45.66	40.34	Upgrade
Free Cash Flow	-	-39.39	-16.66	-9.11	-35.58	Upgrade
Free Cash Flow Margin	-	-160.89%	-77.99%	-55.72%	-223.78%	Upgrade
Free Cash Flow Per Share	-	-1.13	-0.54	-0.33	-1.27	Upgrade
Cash Interest Paid	-	0.92	0.72	1.36	1.42	Upgrade
Cash Income Tax Paid	-	0.02	0.03	0.03	0.02	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.