Creditex S.A.A. (BVL:CRETEXC1)
Peru
· Delayed Price · Currency is PEN 0.860
0.00 (0.00%)
At close: Dec 4, 2025
Creditex Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Revenue | 342.57 | 349.39 | 325.04 | 443.36 | 342.04 | 217.62 | Upgrade
|
| Revenue Growth (YoY) | 2.42% | 7.49% | -26.69% | 29.62% | 57.17% | -21.42% | Upgrade
|
| Cost of Revenue | 290.94 | 314.37 | 294.32 | 336.91 | 266.99 | 190.44 | Upgrade
|
| Gross Profit | 51.63 | 35.01 | 30.72 | 106.44 | 75.05 | 27.18 | Upgrade
|
| Selling, General & Admin | 42.46 | 40.53 | 40.18 | 46.14 | 39.37 | 31.46 | Upgrade
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| Other Operating Expenses | -4.54 | -3.58 | -3.82 | -4.28 | -4.1 | -4.61 | Upgrade
|
| Operating Expenses | 37.92 | 36.95 | 36.36 | 41.86 | 35.27 | 26.86 | Upgrade
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| Operating Income | 13.72 | -1.94 | -5.65 | 64.58 | 39.78 | 0.33 | Upgrade
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| Interest Expense | -4.02 | -5.68 | -6.58 | -2.52 | -1.5 | -2.12 | Upgrade
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| Interest & Investment Income | 1.96 | 1.5 | 1.06 | 3.24 | 6.38 | 1.69 | Upgrade
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| Currency Exchange Gain (Loss) | 1.32 | -1.04 | 0.6 | -3.2 | 0.29 | -1.19 | Upgrade
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| Other Non Operating Income (Expenses) | -0.38 | -0.33 | -0.46 | -0.34 | -0.26 | -0.33 | Upgrade
|
| EBT Excluding Unusual Items | 12.6 | -7.49 | -11.02 | 61.75 | 44.69 | -1.63 | Upgrade
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| Gain (Loss) on Sale of Assets | 0.37 | 0.19 | 0.04 | 0.08 | 0.11 | -0.93 | Upgrade
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| Legal Settlements | 0.46 | 0.46 | -0.6 | -0.31 | -0.6 | -0.26 | Upgrade
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| Other Unusual Items | -0.06 | -0.03 | -0.05 | -0.01 | -0.41 | -0 | Upgrade
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| Pretax Income | 13.43 | -6.85 | -11.43 | 61.62 | 44.16 | -2.79 | Upgrade
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| Income Tax Expense | 3.07 | -0.61 | -1.89 | 13.2 | 10.2 | -1.06 | Upgrade
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| Net Income | 10.36 | -6.25 | -9.55 | 48.42 | 33.96 | -1.74 | Upgrade
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| Net Income to Common | 10.36 | -6.25 | -9.55 | 48.42 | 33.96 | -1.74 | Upgrade
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| Net Income Growth | - | - | - | 42.56% | - | - | Upgrade
|
| Shares Outstanding (Basic) | 174 | 174 | 174 | 174 | 174 | 174 | Upgrade
|
| Shares Outstanding (Diluted) | 174 | 174 | 174 | 174 | 174 | 174 | Upgrade
|
| EPS (Basic) | 0.06 | -0.04 | -0.05 | 0.28 | 0.20 | -0.01 | Upgrade
|
| EPS (Diluted) | 0.06 | -0.04 | -0.05 | 0.28 | 0.20 | -0.01 | Upgrade
|
| EPS Growth | - | - | - | 42.56% | - | - | Upgrade
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| Free Cash Flow | 3.15 | 38.09 | -2.67 | -21.55 | 2.3 | 37.17 | Upgrade
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| Free Cash Flow Per Share | 0.02 | 0.22 | -0.01 | -0.12 | 0.01 | 0.21 | Upgrade
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| Dividend Per Share | - | - | - | 0.070 | 0.070 | 0.070 | Upgrade
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| Gross Margin | 15.07% | 10.02% | 9.45% | 24.01% | 21.94% | 12.49% | Upgrade
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| Operating Margin | 4.00% | -0.56% | -1.74% | 14.57% | 11.63% | 0.15% | Upgrade
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| Profit Margin | 3.02% | -1.79% | -2.94% | 10.92% | 9.93% | -0.80% | Upgrade
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| Free Cash Flow Margin | 0.92% | 10.90% | -0.82% | -4.86% | 0.67% | 17.08% | Upgrade
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| EBITDA | 22.71 | 10.02 | 6.42 | 76.06 | 51.16 | 12.07 | Upgrade
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| EBITDA Margin | 6.63% | 2.87% | 1.97% | 17.16% | 14.96% | 5.55% | Upgrade
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| D&A For EBITDA | 8.99 | 11.96 | 12.06 | 11.48 | 11.39 | 11.75 | Upgrade
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| EBIT | 13.72 | -1.94 | -5.65 | 64.58 | 39.78 | 0.33 | Upgrade
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| EBIT Margin | 4.00% | -0.56% | -1.74% | 14.57% | 11.63% | 0.15% | Upgrade
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| Effective Tax Rate | 22.87% | - | - | 21.43% | 23.09% | - | Upgrade
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| Revenue as Reported | 345.34 | 351.97 | 328.4 | 447.41 | 344.58 | 219.05 | Upgrade
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| Advertising Expenses | - | 1.73 | 1.38 | 1.11 | 0.89 | 0.9 | Upgrade
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Source: S&P Capital IQ. Standard template. Financial Sources.