Creditex Statistics

Total Valuation

Creditex has a market cap or net worth of PEN 148.73 million. The enterprise value is 229.36 million.

Market Cap	148.73M
Enterprise Value	229.36M

Important Dates

The last earnings date was Monday, March 2, 2026.

Earnings Date	Mar 2, 2026
Ex-Dividend Date	n/a

Share Statistics

Creditex has 173.67 million shares outstanding. The number of shares has decreased by -4.42% in one year.

Current Share Class	10.48M
Shares Outstanding	173.67M
Shares Change (YoY)	-4.42%
Shares Change (QoQ)	+1.03%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 114.29.

PE Ratio	114.29
Forward PE	n/a
PS Ratio	0.46
PB Ratio	0.38
P/TBV Ratio	0.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 22.64, with an EV/FCF ratio of -30.70.

EV / Earnings	197.39
EV / Sales	0.71
EV / EBITDA	22.64
EV / EBIT	108.75
EV / FCF	-30.70

Financial Position

The company has a current ratio of 2.63, with a Debt / Equity ratio of 0.00.

Current Ratio	2.63
Quick Ratio	0.69
Debt / Equity	0.00
Debt / EBITDA	0.11
Debt / FCF	-0.15
Interest Coverage	0.47

Financial Efficiency

Return on equity (ROE) is 0.30% and return on invested capital (ROIC) is 0.22%.

Return on Equity (ROE)	0.30%
Return on Assets (ROA)	0.24%
Return on Invested Capital (ROIC)	0.22%
Return on Capital Employed (ROCE)	0.47%
Weighted Average Cost of Capital (WACC)	5.85%
Revenue Per Employee	139,167
Profits Per Employee	499
Employee Count	2,330
Asset Turnover	0.59
Inventory Turnover	1.43

Taxes

In the past 12 months, Creditex has paid 1.38 million in taxes.

Income Tax	1.38M
Effective Tax Rate	54.36%

Stock Price Statistics

The stock price has decreased by -1.23% in the last 52 weeks. The beta is 0.05, so Creditex's price volatility has been lower than the market average.

Beta (5Y)	0.05
52-Week Price Change	-1.23%
50-Day Moving Average	0.80
200-Day Moving Average	0.80
Relative Strength Index (RSI)	0.00
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Creditex had revenue of PEN 324.26 million and earned 1.16 million in profits. Earnings per share was 0.01.

Revenue	324.26M
Gross Profit	37.15M
Operating Income	2.11M
Pretax Income	2.55M
Net Income	1.16M
EBITDA	10.13M
EBIT	2.11M
Earnings Per Share (EPS)	0.01

Full Income Statement

Balance Sheet

The company has 2.75 million in cash and 1.13 million in debt, giving a net cash position of 1.62 million or 0.01 per share.

Cash & Cash Equivalents	2.75M
Total Debt	1.13M
Net Cash	1.62M
Net Cash Per Share	0.01
Equity (Book Value)	391.58M
Book Value Per Share	2.23
Working Capital	185.33M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -1.12 million and capital expenditures -6.35 million, giving a free cash flow of -7.47 million.

Operating Cash Flow	-1.12M
Capital Expenditures	-6.35M
Free Cash Flow	-7.47M
FCF Per Share	-0.04

Full Cash Flow Statement

Margins

Gross margin is 11.46%, with operating and profit margins of 0.65% and 0.36%.

Gross Margin	11.46%
Operating Margin	0.65%
Pretax Margin	0.79%
Profit Margin	0.36%
EBITDA Margin	3.12%
EBIT Margin	0.65%
FCF Margin	n/a

Dividends & Yields

Creditex does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	3.10%
Buyback Yield	4.42%
Shareholder Yield	4.42%
Earnings Yield	0.78%
FCF Yield	-5.02%

Dividend Details

Stock Splits

The last stock split was on June 17, 2004. It was a forward split with a ratio of 1.01452.

Last Split Date	Jun 17, 2004
Split Type	Forward
Split Ratio	1.01452

Scores

Altman Z-Score	n/a
Piotroski F-Score	3