InFinance XP S.A. (BVL:INFIXPC1)
Peru
· Delayed Price · Currency is PEN 1.130
0.00 (0.00%)
At close: Feb 17, 2026
InFinance XP Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 497.31 | 482.03 | 530.57 | 526.75 | 368.09 | Upgrade
|
| Total Interest Expense | 84.03 | 100.64 | 116.64 | 86.01 | 51.87 | Upgrade
|
| Net Interest Income | 413.29 | 381.39 | 413.93 | 440.74 | 316.22 | Upgrade
|
| Commissions and Fees | 226.4 | 211.68 | 218.9 | 201.55 | 163.23 | Upgrade
|
| Other Revenue | 1.52 | -0.18 | 1.03 | 1.47 | -1.85 | Upgrade
|
| Revenue Before Loan Losses | 641.2 | 592.89 | 633.85 | 643.76 | 477.61 | Upgrade
|
| Provision for Loan Losses | 227.55 | 293.32 | 387.84 | 238.01 | 112.71 | Upgrade
|
| Revenue | 413.65 | 299.57 | 246.01 | 405.75 | 364.9 | Upgrade
|
| Revenue Growth (YoY) | 38.08% | 21.77% | -39.37% | 11.19% | 90.28% | Upgrade
|
| Salaries & Employee Benefits | 87.08 | - | - | - | - | Upgrade
|
| Cost of Services Provided | 255.06 | 298.59 | 328.11 | 339.05 | 293.23 | Upgrade
|
| Other Operating Expenses | 5.58 | 5.89 | 5.57 | 6.86 | 4.98 | Upgrade
|
| Total Operating Expenses | 367 | 316.88 | 344.48 | 357.06 | 308.54 | Upgrade
|
| Operating Income | 46.65 | -17.32 | -98.46 | 48.69 | 56.36 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.84 | 0.93 | 0.14 | 0.19 | 0.2 | Upgrade
|
| EBT Excluding Unusual Items | 40.85 | -33.2 | -104.18 | 54.9 | 55.62 | Upgrade
|
| Pretax Income | 39.27 | -33.2 | -104.18 | 54.9 | 50.35 | Upgrade
|
| Income Tax Expense | 14.59 | -0.95 | -19.61 | 22.77 | 21.87 | Upgrade
|
| Net Income | 24.67 | -32.25 | -84.57 | 32.13 | 28.48 | Upgrade
|
| Net Income to Common | 24.67 | -32.25 | -84.57 | 32.13 | 28.48 | Upgrade
|
| Net Income Growth | - | - | - | 12.83% | - | Upgrade
|
| Shares Outstanding (Basic) | 425 | 407 | 323 | 294 | 320 | Upgrade
|
| Shares Outstanding (Diluted) | 425 | 407 | 323 | 294 | 320 | Upgrade
|
| Shares Change (YoY) | 4.47% | 26.25% | 9.85% | -8.33% | 3.36% | Upgrade
|
| EPS (Basic) | 0.06 | -0.08 | -0.26 | 0.11 | 0.09 | Upgrade
|
| EPS (Diluted) | 0.06 | -0.08 | -0.26 | 0.11 | 0.09 | Upgrade
|
| EPS Growth | - | - | - | 23.08% | - | Upgrade
|
| Free Cash Flow | 83.51 | 259.11 | 46.97 | 157.24 | -310.63 | Upgrade
|
| Free Cash Flow Per Share | 0.20 | 0.64 | 0.15 | 0.54 | -0.97 | Upgrade
|
| Operating Margin | 11.28% | -5.78% | -40.02% | 12.00% | 15.45% | Upgrade
|
| Profit Margin | 5.96% | -10.76% | -34.38% | 7.92% | 7.80% | Upgrade
|
| Free Cash Flow Margin | 20.19% | 86.50% | 19.09% | 38.75% | -85.13% | Upgrade
|
| Effective Tax Rate | 37.16% | - | - | 41.48% | 43.45% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.