InFinance XP Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	24.67	-32.25	-84.57	32.13	28.48	Upgrade
Depreciation & Amortization	6.57	4.77	5.82	6.94	6.35	Upgrade
Other Amortization	12.72	7.64	4.98	4.21	3.98	Upgrade
Asset Writedown & Restructuring Costs	-	0.04	0.12	0.04	0.23	Upgrade
Provision for Credit Losses	273.48	342.24	423.9	275.66	161.81	Upgrade
Change in Accounts Payable	337.47	-15.27	7.93	21.32	17.25	Upgrade
Change in Other Net Operating Assets	-582.9	-36.91	-278.68	-178.29	-530.7	Upgrade
Other Operating Activities	16.26	-6.33	-28.53	-2.63	4.85	Upgrade
Operating Cash Flow	88.28	263.92	50.97	159.37	-307.74	Upgrade
Operating Cash Flow Growth	-66.55%	417.79%	-68.02%	-	-	Upgrade
Capital Expenditures	-4.77	-4.8	-4	-2.13	-2.89	Upgrade
Sale of Property, Plant & Equipment	0.01	-	-	-	-	Upgrade
Sale (Purchase) of Intangibles	-48.36	-12.96	-8.3	-7.33	-11.14	Upgrade
Investing Cash Flow	-53.12	-17.76	-12.31	-9.46	-14.03	Upgrade
Long-Term Debt Issued	-	85	-	127.99	303.82	Upgrade
Long-Term Debt Repaid	-	-487.66	-85.75	-199.86	-39.39	Upgrade
Net Debt Issued (Repaid)	-	-402.66	-85.75	-71.87	264.43	Upgrade
Issuance of Common Stock	23.2	69.99	30.01	-	-	Upgrade
Other Financing Activities	58.08	-	-	-	-	Upgrade
Financing Cash Flow	81.28	-332.66	-55.74	-71.87	264.43	Upgrade
Net Cash Flow	116.43	-86.51	-17.08	78.04	-57.34	Upgrade
Free Cash Flow	83.51	259.11	46.97	157.24	-310.63	Upgrade
Free Cash Flow Growth	-67.77%	451.71%	-70.13%	-	-	Upgrade
Free Cash Flow Margin	20.19%	86.50%	19.09%	38.75%	-85.13%	Upgrade
Free Cash Flow Per Share	0.20	0.64	0.15	0.54	-0.97	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.