Porto Seguro Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '25 Dec 4, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	30,371	23,456	18,425	14,770	13,386	15,779	Upgrade
Market Cap Growth	22.07%	27.30%	24.74%	10.34%	-15.17%	-22.12%	Upgrade
Enterprise Value	30,894	24,008	19,489	16,679	13,190	15,675	Upgrade
PE Ratio	9.56	8.87	8.13	12.96	8.67	9.35	Upgrade
PS Ratio	0.74	0.63	0.53	0.53	0.59	0.76	Upgrade
PB Ratio	2.03	1.66	1.47	1.40	1.43	1.75	Upgrade
P/FCF Ratio	16.28	10.15	-	7.38	12.45	14.76	Upgrade
P/OCF Ratio	15.06	9.71	264.10	5.18	7.23	10.97	Upgrade
EV/Sales Ratio	0.75	0.65	0.56	0.60	0.58	0.76	Upgrade
EV/EBITDA Ratio	5.83	4.87	3.73	6.98	4.78	4.19	Upgrade
EV/EBIT Ratio	5.81	5.05	4.02	7.93	5.21	4.46	Upgrade
EV/FCF Ratio	16.56	10.38	-	8.33	12.26	14.66	Upgrade
Debt / Equity Ratio	0.05	0.04	0.10	0.28	0.02	0.02	Upgrade
Debt / EBITDA Ratio	0.13	0.12	0.24	1.25	0.06	0.04	Upgrade
Debt / FCF Ratio	0.38	0.25	-	1.49	0.15	0.13	Upgrade
Quick Ratio	0.98	0.91	0.92	0.53	0.60	0.72	Upgrade
Current Ratio	1.23	1.13	1.11	1.11	1.02	1.10	Upgrade
Asset Turnover	0.82	0.81	0.82	0.67	0.57	0.60	Upgrade
Return on Equity (ROE)	22.90%	20.20%	20.06%	11.61%	16.81%	19.55%	Upgrade
Return on Assets (ROA)	6.67%	6.45%	7.20%	3.18%	3.97%	6.33%	Upgrade
Return on Capital (ROIC)	22.21%	20.89%	22.18%	11.39%	16.95%	25.04%	Upgrade
Earnings Yield	10.58%	11.28%	12.30%	7.72%	11.54%	10.70%	Upgrade
FCF Yield	6.14%	9.86%	-0.32%	13.55%	8.04%	6.78%	Upgrade
Dividend Yield	2.22%	3.16%	5.61%	-	5.71%	-	Upgrade
Payout Ratio	27.11%	31.70%	15.76%	55.22%	54.66%	40.84%	Upgrade
Buyback Yield / Dilution	-0.13%	-0.23%	-0.45%	-0.02%	0.74%	-0.41%	Upgrade
Total Shareholder Return	2.09%	2.93%	5.16%	-0.02%	6.44%	-0.41%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.