Nu Holdings Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2018
Period Ending	Mar '26 Mar 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2018
Market Capitalization	373,129	446,781	307,985	192,192	100,817	240,862	Upgrade
Market Cap Growth	1.79%	45.07%	60.25%	90.64%	-58.14%	-	Upgrade
Last Close Price	12.79	15.48	10.94	6.90	3.51	8.76	Upgrade
PE Ratio	23.61	28.27	25.25	38.44	-	-	Upgrade
PS Ratio	9.69	11.60	9.03	10.69	10.37	50.86	Upgrade
PB Ratio	5.98	7.17	6.51	6.18	3.90	9.73	Upgrade
Debt / Equity Ratio	0.47	0.47	0.27	0.22	0.17	0.06	Upgrade
Net Debt / Equity Ratio	-0.98	-0.98	-1.06	-0.80	-0.80	-1.01	Upgrade
Net Debt / FCF Ratio	1.18	1.18	2.31	0.80	0.71	0.65	Upgrade
Return on Equity (ROE)	30.28%	30.28%	28.07%	18.24%	-7.81%	-6.78%	Upgrade
Return on Assets (ROA)	4.60%	4.60%	4.23%	2.81%	-1.47%	-1.10%	Upgrade
Earnings Yield	4.23%	3.54%	3.96%	2.60%	-1.91%	-0.38%	Upgrade
FCF Yield	-13.83%	-11.55%	-7.06%	-16.21%	-29.06%	-16.05%	Upgrade
Buyback Yield / Dilution	-0.38%	-0.38%	-0.65%	-3.86%	-191.92%	-21.78%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.