The Travelers Companies Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	349,096	356,377	338,231	211,113	232,282	214,417	Upgrade
Market Cap Growth	11.92%	5.37%	60.21%	-9.11%	8.33%	16.12%	Upgrade
Enterprise Value	395,487	404,159	383,140	247,204	266,740	250,477	Upgrade
PE Ratio	10.15	10.37	11.02	14.65	15.57	10.59	Upgrade
PS Ratio	1.30	1.33	1.18	1.05	1.19	1.11	Upgrade
PB Ratio	1.93	1.97	1.96	1.75	2.04	1.33	Upgrade
P/OCF Ratio	5.98	6.10	6.03	5.64	6.80	5.29	Upgrade
EV/Sales Ratio	1.54	1.50	1.33	1.23	1.37	1.29	Upgrade
EV/EBITDA Ratio	8.37	8.24	8.50	11.40	11.14	7.93	Upgrade
EV/EBIT Ratio	9.13	8.93	9.43	13.60	13.62	9.37	Upgrade
Debt / Equity Ratio	0.29	0.29	0.29	0.32	0.34	0.25	Upgrade
Debt / EBITDA Ratio	1.06	1.06	1.10	1.80	1.61	1.29	Upgrade
Net Debt / Equity Ratio	0.27	0.27	0.27	0.30	0.30	0.23	Upgrade
Net Debt / EBITDA Ratio	0.99	0.99	1.02	1.69	1.43	1.15	Upgrade
Quick Ratio	0.19	0.19	0.19	0.19	0.17	0.17	Upgrade
Current Ratio	0.36	0.36	0.32	0.34	0.33	0.35	Upgrade
Asset Turnover	0.35	0.35	0.36	0.34	0.31	0.29	Upgrade
Return on Equity (ROE)	20.70%	20.70%	18.94%	12.87%	11.27%	12.61%	Upgrade
Return on Assets (ROA)	3.71%	3.71%	3.17%	1.94%	1.96%	2.53%	Upgrade
Return on Invested Capital (ROIC)	15.92%	16.94%	15.44%	10.76%	9.65%	10.96%	Upgrade
Earnings Yield	9.85%	9.72%	9.14%	6.88%	6.47%	9.52%	Upgrade
Dividend Yield	0.99%	47.30%	55.55%	72.71%	63.90%	73.76%	Upgrade
Payout Ratio	0.33%	15.57%	19.02%	30.36%	30.79%	23.73%	Upgrade
Buyback Yield / Dilution	1.51%	1.51%	0.47%	3.13%	4.43%	1.49%	Upgrade
Total Shareholder Return	2.50%	48.82%	56.03%	75.84%	68.32%	75.25%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.