Attijariwafa bank Cash Flow Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Net Income	-	9,504	7,508	6,103	5,144	3,018	Upgrade
Depreciation & Amortization	-	1,428	1,437	1,597	1,586	1,661	Upgrade
Gain (Loss) on Sale of Assets	-	-535.21	-247.15	-136.18	-24.75	5.47	Upgrade
Gain (Loss) on Sale of Investments	-	376.67	-	1.16	1.22	-	Upgrade
Change in Income Taxes	-	-5,193	-4,201	-3,270	-3,013	-3,854	Upgrade
Change in Other Net Operating Assets	-	22,694	9,925	9,846	-2,171	-1,915	Upgrade
Other Operating Activities	-	7,750	8,278	8,161	5,990	7,239	Upgrade
Operating Cash Flow	-	36,012	22,691	22,295	7,524	6,170	Upgrade
Operating Cash Flow Growth	-	58.71%	1.77%	196.31%	21.95%	-	Upgrade
Capital Expenditures	-	-2,290	-1,709	-1,045	-1,352	-	Upgrade
Sale of Property, Plant and Equipment	-	-	-	-	-	96.16	Upgrade
Investment in Securities	-	-7,837	-4,272	-8,864	372.75	-1,528	Upgrade
Income (Loss) Equity Investments	-	-12.58	-9.5	-5.59	11.43	16.32	Upgrade
Other Investing Activities	-	-	-	-	0	-0	Upgrade
Investing Cash Flow	-	-9,988	-5,875	-10,061	-965.99	-1,605	Upgrade
Common Dividends Paid	-	-	-	-3,154	-2,328	-2,835	Upgrade
Other Financing Activities	-	-3,446	-8,113	-3,634	1,674	7,380	Upgrade
Financing Cash Flow	-	-3,446	-8,113	-6,788	-653.71	4,545	Upgrade
Foreign Exchange Rate Adjustments	-	-2,144	-1,385	43.78	-262.63	-167.04	Upgrade
Net Cash Flow	-	20,434	7,318	5,490	5,642	8,943	Upgrade
Free Cash Flow	-	33,722	20,982	21,250	6,172	6,170	Upgrade
Free Cash Flow Growth	-	60.72%	-1.26%	244.30%	0.04%	-	Upgrade
Free Cash Flow Margin	-	110.86%	80.82%	93.73%	29.77%	33.65%	Upgrade
Free Cash Flow Per Share	-	156.75	97.54	98.79	28.69	29.40	Upgrade
Cash Income Tax Paid	-	5,193	4,201	3,270	3,013	3,854	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.