Bank of Africa (CBSE:BOA)
Morocco
· Delayed Price · Currency is MAD 234.00
+4.00 (1.74%)
At close: Dec 5, 2025
Bank of Africa Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 20,990 | 20,368 | 19,374 | 16,863 | 15,633 | 15,710 | Upgrade
|
| Interest Paid on Deposits | 6,762 | 7,185 | 6,924 | 4,941 | 4,723 | 5,281 | Upgrade
|
| Net Interest Income | 14,228 | 13,183 | 12,450 | 11,922 | 10,910 | 10,428 | Upgrade
|
| Net Interest Income Growth (YoY) | 11.58% | 5.89% | 4.43% | 9.28% | 4.62% | 5.19% | Upgrade
|
| Income From Trading Activities | 1,080 | 726.97 | 193.41 | - | 201.08 | 310.36 | Upgrade
|
| Gain (Loss) on Sale of Assets | 18.04 | 18.04 | 26.31 | 30.84 | 21.12 | 49.41 | Upgrade
|
| Other Non-Interest Income | 4,635 | 4,806 | 4,310 | 3,702 | 3,496 | 3,263 | Upgrade
|
| Total Non-Interest Income | 5,733 | 5,551 | 4,529 | 3,733 | 3,718 | 3,623 | Upgrade
|
| Non-Interest Income Growth (YoY) | 0.94% | 22.57% | 21.33% | 0.40% | 2.63% | -8.40% | Upgrade
|
| Revenues Before Loan Losses | 19,962 | 18,735 | 16,979 | 15,655 | 14,628 | 14,051 | Upgrade
|
| Provision for Loan Losses | 3,341 | 3,178 | 2,758 | 2,646 | 2,925 | 3,452 | Upgrade
|
| Revenue | 16,620 | 15,557 | 14,221 | 13,009 | 11,703 | 10,599 | Upgrade
|
| Revenue Growth (YoY) | 9.09% | 9.40% | 9.32% | 11.15% | 10.42% | -9.20% | Upgrade
|
| Occupancy Expenses | 1,002 | 929.47 | 900.26 | 962.17 | 1,048 | 954.34 | Upgrade
|
| Other Non-Interest Expense | 7,978 | 7,788 | 7,948 | 7,319 | 6,905 | 7,827 | Upgrade
|
| Total Non-Interest Expense | 8,861 | 8,577 | 8,706 | 8,139 | 7,869 | 8,722 | Upgrade
|
| EBT Excluding Unusual Items | 7,759 | 6,980 | 5,515 | 4,870 | 3,835 | 1,877 | Upgrade
|
| Pretax Income | 7,759 | 6,980 | 5,515 | 4,870 | 3,835 | 1,877 | Upgrade
|
| Income Tax Expense | 2,374 | 2,004 | 1,437 | 1,330 | 985.46 | 513.53 | Upgrade
|
| Earnings From Continuing Operations | 5,385 | 4,976 | 4,079 | 3,540 | 2,849 | 1,364 | Upgrade
|
| Minority Interest in Earnings | -1,635 | -1,549 | -1,416 | -1,236 | -842.16 | -625.99 | Upgrade
|
| Net Income | 3,750 | 3,427 | 2,662 | 2,305 | 2,007 | 737.83 | Upgrade
|
| Net Income to Common | 3,750 | 3,427 | 2,662 | 2,305 | 2,007 | 737.83 | Upgrade
|
| Net Income Growth | 12.98% | 28.75% | 15.51% | 14.82% | 172.04% | -61.60% | Upgrade
|
| Basic Shares Outstanding | 220 | 220 | 220 | 220 | 220 | 220 | Upgrade
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| Diluted Shares Outstanding | 220 | 220 | 220 | 220 | 220 | 220 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | - | 2.90% | Upgrade
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| EPS (Basic) | 17.02 | 15.56 | 12.09 | 10.46 | 9.11 | 3.35 | Upgrade
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| EPS (Diluted) | 17.02 | 15.56 | 12.08 | 10.46 | 9.11 | 3.35 | Upgrade
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| EPS Growth | 12.99% | 28.76% | 15.48% | 14.85% | 171.97% | -62.68% | Upgrade
|
| Dividend Per Share | - | 4.898 | 3.860 | 3.791 | 3.733 | - | Upgrade
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| Dividend Growth | - | 26.89% | 1.82% | 1.54% | - | - | Upgrade
|
| Effective Tax Rate | 30.60% | 28.71% | 26.05% | 27.31% | 25.70% | 27.35% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.