Crédit du Maroc S.A. (CBSE:CDM)
Morocco
· Delayed Price · Currency is MAD 1,045.00
+34.00 (3.36%)
At close: Mar 4, 2026
Crédit du Maroc Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 3,299 | 3,147 | 2,821 | 2,336 | 2,243 | Upgrade
|
| Interest Paid on Deposits | 618.43 | 718.94 | 595.23 | 339.95 | 288.13 | Upgrade
|
| Net Interest Income | 2,681 | 2,428 | 2,226 | 1,996 | 1,955 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.41% | 9.09% | 11.49% | 2.11% | 5.14% | Upgrade
|
| Income From Trading Activities | 487.74 | 487.07 | 343.38 | 263.64 | 199.8 | Upgrade
|
| Gain (Loss) on Sale of Assets | 11.01 | -6.14 | -4.43 | -15.42 | -3.87 | Upgrade
|
| Other Non-Interest Income | 399.75 | 388.01 | 357.66 | 308.65 | 305.05 | Upgrade
|
| Total Non-Interest Income | 898.49 | 868.94 | 696.61 | 556.87 | 500.98 | Upgrade
|
| Non-Interest Income Growth (YoY) | 3.40% | 24.74% | 25.09% | 11.16% | -3.96% | Upgrade
|
| Revenues Before Loan Losses | 3,579 | 3,297 | 2,922 | 2,553 | 2,456 | Upgrade
|
| Provision for Loan Losses | 383.11 | 398.41 | 445.29 | 309.94 | 63.51 | Upgrade
|
| Revenue | 3,196 | 2,899 | 2,477 | 2,243 | 2,393 | Upgrade
|
| Revenue Growth (YoY) | 10.27% | 17.01% | 10.43% | -6.24% | 44.17% | Upgrade
|
| Occupancy Expenses | 292.93 | 259.7 | 232.91 | 190.27 | 178.15 | Upgrade
|
| Selling, General & Administrative | - | 3.47 | 6.1 | 19.21 | 13.56 | Upgrade
|
| Other Non-Interest Expense | 1,360 | 1,342 | 1,360 | 1,291 | 1,143 | Upgrade
|
| Total Non-Interest Expense | 1,652 | 1,605 | 1,599 | 1,500 | 1,335 | Upgrade
|
| EBT Excluding Unusual Items | 1,544 | 1,294 | 878.31 | 743.21 | 1,058 | Upgrade
|
| Pretax Income | 1,544 | 1,294 | 878.31 | 743.21 | 1,058 | Upgrade
|
| Income Tax Expense | 680.27 | 552.59 | 380.08 | 345.11 | 426.26 | Upgrade
|
| Earnings From Continuing Operations | 863.55 | 740.95 | 498.23 | 398.1 | 631.36 | Upgrade
|
| Minority Interest in Earnings | - | - | 4.86 | 6.19 | -3.97 | Upgrade
|
| Net Income | 863.55 | 740.95 | 503.09 | 404.29 | 627.39 | Upgrade
|
| Net Income to Common | 863.55 | 740.95 | 503.09 | 404.29 | 627.39 | Upgrade
|
| Net Income Growth | 16.55% | 47.28% | 24.44% | -35.56% | 229.66% | Upgrade
|
| Basic Shares Outstanding | 11 | 11 | 11 | 11 | 11 | Upgrade
|
| Diluted Shares Outstanding | 11 | 11 | 11 | 11 | 11 | Upgrade
|
| Shares Change (YoY) | -0.00% | -0.00% | -0.00% | 0.02% | -0.01% | Upgrade
|
| EPS (Basic) | 79.36 | 68.09 | 46.23 | 37.15 | 57.66 | Upgrade
|
| EPS (Diluted) | 79.36 | 68.09 | 46.23 | 37.15 | 57.66 | Upgrade
|
| EPS Growth | 16.55% | 47.28% | 24.44% | -35.57% | 229.67% | Upgrade
|
| Dividend Per Share | 48.000 | 41.700 | 34.200 | 27.000 | 25.900 | Upgrade
|
| Dividend Growth | 15.11% | 21.93% | 26.67% | 4.25% | 469.23% | Upgrade
|
| Effective Tax Rate | 44.06% | 42.72% | 43.27% | 46.43% | 40.30% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.