Dialog Finance PLC (COSE:CALF.N0000)
Sri Lanka
· Delayed Price · Currency is LKR 87.00
-3.00 (-3.33%)
At close: Dec 5, 2025
Dialog Finance Income Statement
Financials in millions LKR. Fiscal year is January - December.
Millions LKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 1,518 | 1,038 | 1,093 | 984.85 | 261.07 | 214.7 | Upgrade
|
| Total Interest Expense | 341.61 | 262.54 | 395.65 | 361.34 | 59.07 | 67.92 | Upgrade
|
| Net Interest Income | 1,177 | 775.63 | 697.5 | 623.51 | 202 | 146.78 | Upgrade
|
| Commissions and Fees | 1,031 | 586.45 | 60.81 | 17.91 | 6.4 | 1.96 | Upgrade
|
| Other Revenue | 3.42 | 1.99 | 0.84 | 19.66 | 2.04 | 0.6 | Upgrade
|
| Revenue Before Loan Losses | 2,211 | 1,364 | 759.15 | 661.08 | 210.44 | 149.34 | Upgrade
|
| Provision for Loan Losses | 209.78 | 114.25 | 21.82 | 84.88 | 10.25 | 63.34 | Upgrade
|
| Revenue | 2,001 | 1,250 | 737.34 | 576.2 | 200.19 | 86 | Upgrade
|
| Revenue Growth (YoY) | 140.36% | 69.51% | 27.96% | 187.83% | 132.77% | -30.30% | Upgrade
|
| Salaries & Employee Benefits | 451.66 | 337.32 | 251.23 | 208.44 | 123.32 | 136.87 | Upgrade
|
| Cost of Services Provided | 260.08 | 260.08 | 38.66 | 2.79 | 1.19 | - | Upgrade
|
| Other Operating Expenses | 958.15 | 618.41 | 356.61 | 253.84 | 111.36 | 112.39 | Upgrade
|
| Total Operating Expenses | 1,748 | 1,279 | 698.54 | 511.33 | 279.12 | 290.35 | Upgrade
|
| Operating Income | 252.88 | -28.88 | 38.79 | 64.87 | -78.93 | -204.35 | Upgrade
|
| EBT Excluding Unusual Items | 252.88 | -28.88 | 38.79 | 64.87 | -78.93 | -204.35 | Upgrade
|
| Other Unusual Items | 12.94 | 12.94 | 5.95 | 2.22 | 1.69 | 18.05 | Upgrade
|
| Pretax Income | 265.82 | -15.94 | 44.74 | 67.1 | -77.24 | -186.3 | Upgrade
|
| Income Tax Expense | 117.85 | 25.15 | 5.3 | - | - | -86.78 | Upgrade
|
| Net Income | 147.98 | -41.08 | 39.44 | 67.1 | -77.24 | -99.52 | Upgrade
|
| Net Income to Common | 147.98 | -41.08 | 39.44 | 67.1 | -77.24 | -99.52 | Upgrade
|
| Net Income Growth | - | - | -41.22% | - | - | - | Upgrade
|
| Shares Outstanding (Basic) | 117 | 117 | 117 | 117 | 111 | 101 | Upgrade
|
| Shares Outstanding (Diluted) | 117 | 117 | 117 | 117 | 111 | 101 | Upgrade
|
| Shares Change (YoY) | 1.00% | - | - | 6.10% | 9.10% | 19.18% | Upgrade
|
| EPS (Basic) | 1.26 | -0.35 | 0.34 | 0.57 | -0.70 | -0.98 | Upgrade
|
| EPS (Diluted) | 1.26 | -0.35 | 0.34 | 0.57 | -0.70 | -0.98 | Upgrade
|
| EPS Growth | - | - | -41.22% | - | - | - | Upgrade
|
| Free Cash Flow | -2,000 | -924.61 | -660.78 | 2,209 | -1,515 | 343.22 | Upgrade
|
| Free Cash Flow Per Share | -17.04 | -7.88 | -5.63 | 18.81 | -13.69 | 3.38 | Upgrade
|
| Operating Margin | 12.64% | -2.31% | 5.26% | 11.26% | -39.43% | -237.61% | Upgrade
|
| Profit Margin | 7.40% | -3.29% | 5.35% | 11.64% | -38.58% | -115.72% | Upgrade
|
| Free Cash Flow Margin | -99.96% | -73.98% | -89.62% | 383.32% | -756.95% | 399.08% | Upgrade
|
| Effective Tax Rate | 44.33% | - | 11.86% | - | - | - | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.