Commercial Credit and Finance PLC (COSE:COCR.N0000)
Sri Lanka
· Delayed Price · Currency is LKR 115.00
0.00 (0.00%)
At close: Dec 5, 2025
COSE:COCR.N0000 Income Statement
Financials in millions LKR. Fiscal year is April - March.
Millions LKR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 28,871 | 27,338 | 29,329 | 25,055 | 18,365 | 16,087 | Upgrade
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| Total Interest Expense | 8,192 | 9,454 | 14,431 | 13,948 | 6,416 | 7,052 | Upgrade
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| Net Interest Income | 20,679 | 17,884 | 14,898 | 11,107 | 11,949 | 9,035 | Upgrade
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| Commissions and Fees | 2,712 | 2,645 | 2,572 | 2,968 | 1,797 | 1,073 | Upgrade
|
| Other Revenue | 31.68 | 13.57 | 22.38 | 60.99 | 109.11 | 109.51 | Upgrade
|
| Revenue Before Loan Losses | 23,423 | 20,542 | 17,493 | 14,136 | 13,855 | 10,217 | Upgrade
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| Provision for Loan Losses | -773.42 | 1,507 | 4,239 | 3,415 | 1,756 | 1,621 | Upgrade
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| Revenue | 24,197 | 19,035 | 13,254 | 10,722 | 12,099 | 8,596 | Upgrade
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| Revenue Growth (YoY) | 55.46% | 43.62% | 23.62% | -11.39% | 40.76% | -2.83% | Upgrade
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| Salaries & Employee Benefits | 3,882 | 3,410 | 2,874 | 3,569 | 2,787 | 2,455 | Upgrade
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| Cost of Services Provided | 349.7 | 349.7 | 255.14 | 250.58 | 284.83 | 442.84 | Upgrade
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| Other Operating Expenses | 7,059 | 5,988 | 4,439 | 2,752 | 2,311 | 2,089 | Upgrade
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| Total Operating Expenses | 11,844 | 10,318 | 8,077 | 6,892 | 5,919 | 5,573 | Upgrade
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| Operating Income | 12,352 | 8,717 | 5,176 | 3,829 | 6,180 | 3,023 | Upgrade
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| Earnings From Equity Investments | 322.12 | 322.12 | 183.63 | 41.67 | -10.57 | -49.18 | Upgrade
|
| EBT Excluding Unusual Items | 12,674 | 9,039 | 5,360 | 3,871 | 6,170 | 2,974 | Upgrade
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| Gain (Loss) on Sale of Investments | -144.61 | -144.61 | 4.09 | -8.58 | -22.35 | - | Upgrade
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| Pretax Income | 13,257 | 9,622 | 5,739 | 3,886 | 6,391 | 3,192 | Upgrade
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| Income Tax Expense | 4,737 | 3,475 | 2,098 | 1,270 | 1,871 | 857.64 | Upgrade
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| Earnings From Continuing Ops. | 8,520 | 6,147 | 3,641 | 2,616 | 4,520 | 2,335 | Upgrade
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| Net Income | 8,520 | 6,147 | 3,641 | 2,616 | 4,520 | 2,335 | Upgrade
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| Net Income to Common | 8,520 | 6,147 | 3,641 | 2,616 | 4,520 | 2,335 | Upgrade
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| Net Income Growth | 95.56% | 68.84% | 39.16% | -42.12% | 93.61% | 16.43% | Upgrade
|
| Shares Outstanding (Basic) | 318 | 318 | 318 | 318 | 318 | 318 | Upgrade
|
| Shares Outstanding (Diluted) | 318 | 318 | 318 | 318 | 318 | 318 | Upgrade
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| Shares Change (YoY) | 0.01% | - | - | - | - | - | Upgrade
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| EPS (Basic) | 26.78 | 19.33 | 11.45 | 8.23 | 14.21 | 7.34 | Upgrade
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| EPS (Diluted) | 26.78 | 19.33 | 11.45 | 8.23 | 14.21 | 7.34 | Upgrade
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| EPS Growth | 95.55% | 68.84% | 39.16% | -42.12% | 93.60% | 16.51% | Upgrade
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| Free Cash Flow | -3,538 | 9,265 | 3,586 | 8,342 | 800.95 | 3,618 | Upgrade
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| Free Cash Flow Per Share | -11.12 | 29.13 | 11.27 | 26.23 | 2.52 | 11.38 | Upgrade
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| Dividend Per Share | 6.000 | 6.000 | 4.000 | 1.000 | 3.000 | 1.500 | Upgrade
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| Dividend Growth | 50.00% | 50.00% | 300.00% | -66.67% | 100.00% | - | Upgrade
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| Operating Margin | 51.05% | 45.79% | 39.05% | 35.72% | 51.08% | 35.17% | Upgrade
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| Profit Margin | 35.21% | 32.29% | 27.47% | 24.40% | 37.36% | 27.16% | Upgrade
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| Free Cash Flow Margin | -14.62% | 48.67% | 27.06% | 77.81% | 6.62% | 42.09% | Upgrade
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| Effective Tax Rate | 35.73% | 36.11% | 36.56% | 32.68% | 29.27% | 26.86% | Upgrade
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| Revenue as Reported | 33,401 | 31,753 | 33,373 | 28,998 | 21,820 | 18,192 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.