HNB Finance PLC (COSE:HNBF.X0000)
7.30
-0.10 (-1.35%)
At close: Dec 5, 2025
HNB Finance Income Statement
Financials in millions LKR. Fiscal year is April - March.
Millions LKR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 11,759 | 10,484 | 13,091 | 12,301 | 6,633 | 6,478 | Upgrade
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| Interest Paid on Deposits | 5,091 | 4,979 | 7,565 | 7,913 | 2,729 | 3,521 | Upgrade
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| Net Interest Income | 6,668 | 5,505 | 5,526 | 4,388 | 3,904 | 2,957 | Upgrade
|
| Net Interest Income Growth (YoY) | 18.63% | -0.37% | 25.92% | 12.41% | 32.02% | -32.59% | Upgrade
|
| Gain (Loss) on Sale of Assets | 1.58 | 1.58 | 0.05 | 0.45 | 1.03 | 0.12 | Upgrade
|
| Other Non-Interest Income | 2,695 | 2,313 | 1,540 | 960.07 | 912.54 | 507.97 | Upgrade
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| Total Non-Interest Income | 2,697 | 2,315 | 1,540 | 960.52 | 913.57 | 508.09 | Upgrade
|
| Non-Interest Income Growth (YoY) | 38.78% | 50.28% | 60.36% | 5.14% | 79.81% | -43.81% | Upgrade
|
| Revenues Before Loan Losses | 9,365 | 7,820 | 7,066 | 5,349 | 4,817 | 3,465 | Upgrade
|
| Provision for Loan Losses | 809.12 | 660 | 1,608 | 1,793 | 988.78 | 1,045 | Upgrade
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| Revenue | 8,556 | 7,160 | 5,458 | 3,556 | 3,829 | 2,420 | Upgrade
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| Revenue Growth (YoY) | 40.31% | 31.19% | 53.49% | -7.12% | 58.22% | -42.45% | Upgrade
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| Salaries and Employee Benefits | 2,178 | 2,071 | 1,598 | 1,504 | 1,398 | 1,123 | Upgrade
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| Selling, General & Administrative | 119.62 | 119.62 | 86.33 | 88.63 | - | - | Upgrade
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| Other Non-Interest Expense | 4,211 | 3,679 | 3,275 | 2,612 | 1,927 | 1,577 | Upgrade
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| Total Non-Interest Expense | 6,505 | 5,869 | 4,959 | 4,205 | 3,325 | 2,701 | Upgrade
|
| EBT Excluding Unusual Items | 2,051 | 1,291 | 498.66 | -649.1 | 503.41 | -280.74 | Upgrade
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| Asset Writedown | 129.9 | 129.9 | 68.05 | 68 | 112.5 | 27.2 | Upgrade
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| Other Unusual Items | - | - | - | - | - | 57.23 | Upgrade
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| Pretax Income | 2,190 | 1,421 | 566.71 | -581.1 | 615.91 | -196.31 | Upgrade
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| Income Tax Expense | 1,076 | 656.38 | -54.28 | -112.71 | 100.3 | -72.69 | Upgrade
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| Earnings From Continuing Operations | 1,114 | 764.51 | 620.99 | -468.4 | 515.62 | -123.61 | Upgrade
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| Minority Interest in Earnings | - | - | - | -0.62 | -12.45 | - | Upgrade
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| Net Income | 1,114 | 764.51 | 620.99 | -469.02 | 503.16 | -123.61 | Upgrade
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| Net Income to Common | 1,114 | 764.51 | 620.99 | -469.02 | 503.16 | -123.61 | Upgrade
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| Net Income Growth | 76.51% | 23.11% | - | - | - | - | Upgrade
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| Basic Shares Outstanding | 1,966 | 1,777 | 1,773 | 1,720 | 1,720 | 1,720 | Upgrade
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| Diluted Shares Outstanding | 1,966 | 1,777 | 1,773 | 1,720 | 1,720 | 1,720 | Upgrade
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| Shares Change (YoY) | 12.25% | 0.24% | 3.11% | - | - | - | Upgrade
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| EPS (Basic) | 0.57 | 0.43 | 0.35 | -0.27 | 0.29 | -0.07 | Upgrade
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| EPS (Diluted) | 0.57 | 0.43 | 0.35 | -0.27 | 0.29 | -0.07 | Upgrade
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| EPS Growth | 57.24% | 22.82% | - | - | - | - | Upgrade
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| Effective Tax Rate | 49.12% | 46.20% | - | - | 16.28% | - | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.