LOLC General Insurance Ratios and Metrics

Market cap in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019
Period Ending	Dec '25 Dec 4, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019
Market Capitalization	9,240	8,400	9,120	9,720	24,600	-	Upgrade
Market Cap Growth	20.31%	-7.90%	-6.17%	-60.49%	-	-	Upgrade
Enterprise Value	9,383	8,683	9,133	9,883	24,310	-	Upgrade
PE Ratio	23.12	23.98	12.72	6.95	22.47	-	Upgrade
PS Ratio	0.86	0.76	0.95	1.20	4.05	-	Upgrade
PB Ratio	1.26	1.22	1.49	2.40	6.14	-	Upgrade
P/FCF Ratio	85.47	-	27.18	11.32	15.88	-	Upgrade
P/OCF Ratio	23.33	-	19.23	10.59	15.67	-	Upgrade
EV/Sales Ratio	0.88	0.79	0.95	1.22	4.00	-	Upgrade
EV/EBITDA Ratio	12.71	17.69	7.82	5.69	17.91	-	Upgrade
EV/EBIT Ratio	15.63	20.04	8.07	5.83	18.42	-	Upgrade
EV/FCF Ratio	86.79	-	27.22	11.51	15.70	-	Upgrade
Debt / Equity Ratio	0.10	0.10	0.09	0.12	0.10	0.08	Upgrade
Debt / EBITDA Ratio	1.04	1.20	0.43	0.27	0.29	0.15	Upgrade
Debt / FCF Ratio	6.57	-	1.55	0.56	0.27	0.21	Upgrade
Quick Ratio	0.24	0.33	0.28	0.28	0.60	0.38	Upgrade
Current Ratio	0.48	0.60	0.51	0.45	0.76	0.59	Upgrade
Asset Turnover	0.45	0.53	0.57	0.61	0.56	0.57	Upgrade
Return on Equity (ROE)	5.66%	5.39%	14.09%	34.72%	30.98%	44.64%	Upgrade
Return on Assets (ROA)	1.42%	1.29%	4.15%	8.01%	7.54%	10.87%	Upgrade
Return on Capital (ROIC)	4.43%	3.82%	12.66%	23.66%	21.32%	36.01%	Upgrade
Earnings Yield	4.33%	4.17%	7.86%	14.40%	4.45%	-	Upgrade
FCF Yield	1.17%	-11.86%	3.68%	8.84%	6.30%	-	Upgrade
Buyback Yield / Dilution	-	-	-	-0.56%	-0.27%	-13.33%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.