PMF Finance PLC (COSE:PMB.N0000)
Sri Lanka
· Delayed Price · Currency is LKR 13.00
-0.70 (-5.11%)
At close: Dec 5, 2025
PMF Finance Income Statement
Financials in millions LKR. Fiscal year is April - March.
Millions LKR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 4,446 | 3,954 | 3,103 | 2,008 | 794.22 | 470.98 | Upgrade
|
| Total Interest Expense | 2,004 | 1,981 | 1,988 | 1,255 | 300.02 | 237.59 | Upgrade
|
| Net Interest Income | 2,442 | 1,973 | 1,116 | 752.65 | 494.2 | 233.39 | Upgrade
|
| Commissions and Fees | 91.37 | 77.92 | 39.5 | 29.55 | 19.24 | 11 | Upgrade
|
| Gain (Loss) on Sale of Investments | 111.75 | 111.75 | 130.61 | 30.64 | 28.37 | 44 | Upgrade
|
| Other Revenue | 78.62 | 78.62 | 54.62 | - | 0.74 | 0.59 | Upgrade
|
| Revenue Before Loan Losses | 2,723 | 2,241 | 1,340 | 812.85 | 542.54 | 288.97 | Upgrade
|
| Provision for Loan Losses | 345.45 | 312.5 | 225.55 | 154.03 | -40.91 | -41.8 | Upgrade
|
| Revenue | 2,378 | 1,929 | 1,115 | 658.82 | 583.46 | 330.78 | Upgrade
|
| Revenue Growth (YoY) | 62.70% | 73.04% | 69.21% | 12.92% | 76.39% | 84.48% | Upgrade
|
| Salaries & Employee Benefits | 449.99 | 358.97 | 254.57 | 258.9 | 260.7 | 174.11 | Upgrade
|
| Other Operating Expenses | 1,238 | 1,092 | 777.25 | 517 | 170.19 | 95.06 | Upgrade
|
| Total Operating Expenses | 1,886 | 1,621 | 1,140 | 847.69 | 484.02 | 308.91 | Upgrade
|
| Operating Income | 491.67 | 308.34 | -24.87 | -188.87 | 99.44 | 21.87 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.01 | 0.01 | -0.13 | 0.18 | 0.56 | 0.08 | Upgrade
|
| EBT Excluding Unusual Items | 491.68 | 308.35 | -25 | -188.69 | 100 | 21.94 | Upgrade
|
| Pretax Income | 492.96 | 309.63 | -24.99 | -183.82 | 140 | 67.33 | Upgrade
|
| Income Tax Expense | 107.08 | -12.84 | -44.25 | -29.81 | -51.63 | -0.4 | Upgrade
|
| Net Income | 385.88 | 322.48 | 19.26 | -154.01 | 191.63 | 67.72 | Upgrade
|
| Net Income to Common | 385.88 | 322.48 | 19.26 | -154.01 | 191.63 | 67.72 | Upgrade
|
| Net Income Growth | 183.70% | 1574.15% | - | - | 182.96% | - | Upgrade
|
| Shares Outstanding (Basic) | 403 | 405 | 405 | 405 | 348 | 215 | Upgrade
|
| Shares Outstanding (Diluted) | 403 | 405 | 405 | 405 | 348 | 215 | Upgrade
|
| Shares Change (YoY) | -9.12% | - | - | 16.35% | 62.31% | 9.32% | Upgrade
|
| EPS (Basic) | 0.96 | 0.80 | 0.05 | -0.38 | 0.55 | 0.32 | Upgrade
|
| EPS (Diluted) | 0.96 | 0.80 | 0.05 | -0.38 | 0.55 | 0.32 | Upgrade
|
| EPS Growth | 212.18% | 1574.15% | - | - | 74.30% | - | Upgrade
|
| Free Cash Flow | -4,509 | -2,682 | 177.85 | 2,044 | -2,592 | -1,228 | Upgrade
|
| Free Cash Flow Per Share | -11.19 | -6.62 | 0.44 | 5.04 | -7.44 | -5.72 | Upgrade
|
| Operating Margin | 20.68% | 15.98% | -2.23% | -28.67% | 17.04% | 6.61% | Upgrade
|
| Profit Margin | 16.23% | 16.72% | 1.73% | -23.38% | 32.84% | 20.47% | Upgrade
|
| Free Cash Flow Margin | -189.63% | -139.04% | 15.95% | 310.30% | -444.28% | -371.16% | Upgrade
|
| Revenue as Reported | 4,780 | 4,275 | 3,345 | 2,095 | 969.47 | 629.49 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.