Senkadagala Finance PLC (COSE:SFCL.N0000)
1,114.50
-85.50 (-7.12%)
At close: Dec 3, 2025
Senkadagala Finance Income Statement
Financials in millions LKR. Fiscal year is April - March.
Millions LKR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 9,054 | 8,461 | 7,365 | 6,496 | 6,022 | 5,980 | Upgrade
|
| Total Interest Expense | 2,729 | 2,733 | 3,705 | 3,868 | 2,430 | 3,212 | Upgrade
|
| Net Interest Income | 6,325 | 5,728 | 3,660 | 2,628 | 3,591 | 2,768 | Upgrade
|
| Commissions and Fees | 368.24 | 323.47 | 281.32 | 222.23 | 242.86 | 241.1 | Upgrade
|
| Gain (Loss) on Sale of Investments | 820.95 | 175.91 | 535.44 | 81.09 | -61.83 | 86.95 | Upgrade
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| Other Revenue | 174.55 | 383.32 | 139.6 | 61.79 | 91.6 | 51.31 | Upgrade
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| Revenue Before Loan Losses | 7,689 | 6,611 | 4,616 | 2,993 | 3,864 | 3,147 | Upgrade
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| Provision for Loan Losses | 761.3 | 476.76 | 213.57 | 268.69 | 596.68 | 496.68 | Upgrade
|
| Revenue | 6,928 | 6,134 | 4,403 | 2,724 | 3,267 | 2,650 | Upgrade
|
| Revenue Growth (YoY) | 26.39% | 39.33% | 61.60% | -16.62% | 23.28% | 2.81% | Upgrade
|
| Salaries & Employee Benefits | 1,401 | 1,236 | 1,007 | 865.36 | 816.66 | 631.32 | Upgrade
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| Cost of Services Provided | 60.64 | 76.12 | 55.09 | 26.88 | 13.63 | 11.48 | Upgrade
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| Other Operating Expenses | 1,936 | 1,708 | 1,351 | 940.47 | 861.81 | 824.19 | Upgrade
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| Total Operating Expenses | 3,721 | 3,344 | 2,747 | 2,213 | 2,115 | 1,895 | Upgrade
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| Operating Income | 3,207 | 2,790 | 1,656 | 511.82 | 1,153 | 755.12 | Upgrade
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| Earnings From Equity Investments | 36.4 | 11.21 | 47.54 | 29.06 | - | - | Upgrade
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| Currency Exchange Gain (Loss) | -7.34 | -7.34 | -31.7 | 20.55 | 84.35 | 4.32 | Upgrade
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| EBT Excluding Unusual Items | 3,279 | 2,794 | 1,672 | 561.42 | 1,237 | 759.44 | Upgrade
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| Pretax Income | 3,314 | 2,829 | 1,796 | 596.4 | 1,239 | 774.36 | Upgrade
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| Income Tax Expense | 1,212 | 1,057 | 432.01 | 118.53 | 308.88 | 184.48 | Upgrade
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| Net Income | 2,103 | 1,772 | 1,364 | 477.86 | 929.63 | 589.88 | Upgrade
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| Net Income to Common | 2,103 | 1,772 | 1,364 | 477.86 | 929.63 | 589.88 | Upgrade
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| Net Income Growth | 17.29% | 29.93% | 185.40% | -48.60% | 57.59% | 134.36% | Upgrade
|
| Shares Outstanding (Basic) | 86 | 86 | 86 | 86 | 82 | 72 | Upgrade
|
| Shares Outstanding (Diluted) | 86 | 86 | 86 | 86 | 82 | 72 | Upgrade
|
| Shares Change (YoY) | -0.01% | - | - | 4.85% | 13.54% | - | Upgrade
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| EPS (Basic) | 24.37 | 20.54 | 15.81 | 5.54 | 11.30 | 8.14 | Upgrade
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| EPS (Diluted) | 24.37 | 20.54 | 15.81 | 5.54 | 11.30 | 8.14 | Upgrade
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| EPS Growth | 17.31% | 29.93% | 185.40% | -50.97% | 38.80% | 134.36% | Upgrade
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| Free Cash Flow | -10,708 | -6,388 | 7,521 | 4,260 | 1,498 | -2,480 | Upgrade
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| Free Cash Flow Per Share | -124.09 | -74.03 | 87.17 | 49.37 | 18.20 | -34.22 | Upgrade
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| Dividend Per Share | 2.800 | 2.800 | 1.800 | 0.650 | 1.400 | 1.160 | Upgrade
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| Dividend Growth | 55.56% | 55.56% | 176.92% | -53.57% | 20.69% | - | Upgrade
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| Operating Margin | 46.29% | 45.48% | 37.62% | 18.79% | 35.28% | 28.49% | Upgrade
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| Profit Margin | 30.35% | 28.89% | 30.98% | 17.54% | 28.45% | 22.26% | Upgrade
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| Free Cash Flow Margin | -154.57% | -104.13% | 170.83% | 156.36% | 45.84% | -93.58% | Upgrade
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| Effective Tax Rate | 36.56% | 37.37% | 24.06% | 19.88% | 24.94% | 23.82% | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.