Union Assurance PLC (COSE:UAL.N0000)
Sri Lanka
· Delayed Price · Currency is LKR 74.00
-0.80 (-1.07%)
At close: Dec 5, 2025
Union Assurance Income Statement
Financials in millions LKR. Fiscal year is January - December.
Millions LKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 23,175 | 20,155 | 17,834 | 15,788 | 14,680 | 12,519 | Upgrade
|
| Total Interest & Dividend Income | 12,136 | 11,757 | 10,817 | 7,479 | 5,276 | 5,032 | Upgrade
|
| Gain (Loss) on Sale of Investments | 2,861 | 2,861 | 1,278 | -38.29 | 667.07 | -125 | Upgrade
|
| Other Revenue | 1,811 | 43.47 | 28.84 | 87.72 | 27.14 | 42.93 | Upgrade
|
| Total Revenue | 39,984 | 34,817 | 29,958 | 23,316 | 20,651 | 17,469 | Upgrade
|
| Revenue Growth (YoY) | 24.24% | 16.22% | 28.48% | 12.91% | 18.21% | 12.99% | Upgrade
|
| Policy Benefits | 24,310 | 20,355 | 16,550 | 12,172 | 11,686 | 10,001 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 4,136 | 4,136 | 3,640 | 3,191 | 3,037 | 2,284 | Upgrade
|
| Depreciation & Amortization | 778.33 | 661.57 | 543.61 | 535.09 | 435.56 | 390.27 | Upgrade
|
| Selling, General & Administrative | 5,471 | 4,857 | 4,338 | 3,933 | 3,210 | 3,256 | Upgrade
|
| Reinsurance Income or Expense | 135.9 | 135.9 | 96.33 | 38.85 | 192.77 | 138.93 | Upgrade
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| Total Operating Expenses | 35,274 | 29,874 | 24,975 | 19,792 | 18,175 | 15,792 | Upgrade
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| Operating Income | 4,709 | 4,943 | 4,982 | 3,524 | 2,475 | 1,677 | Upgrade
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| Interest Expense | -53.66 | -53.66 | -38.97 | -33.83 | - | - | Upgrade
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| Earnings From Equity Investments | 269.56 | 337.22 | 311.87 | 229.64 | 151.56 | 116.44 | Upgrade
|
| EBT Excluding Unusual Items | 4,925 | 5,226 | 5,255 | 3,720 | 2,627 | 1,793 | Upgrade
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| Gain (Loss) on Sale of Assets | 1.76 | 1.76 | 0.19 | 0.25 | 0.39 | 0.65 | Upgrade
|
| Pretax Income | 4,927 | 5,228 | 5,256 | 3,720 | 2,627 | 1,794 | Upgrade
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| Income Tax Expense | 1,714 | 1,487 | 1,497 | 972.85 | 573.72 | 873.25 | Upgrade
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| Earnings From Continuing Ops. | 3,213 | 3,741 | 3,758 | 2,747 | 2,054 | 920.6 | Upgrade
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| Net Income | 3,213 | 3,741 | 3,758 | 2,747 | 2,054 | 920.6 | Upgrade
|
| Net Income to Common | 3,213 | 3,741 | 3,758 | 2,747 | 2,054 | 920.6 | Upgrade
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| Net Income Growth | -13.51% | -0.46% | 36.81% | 33.77% | 123.07% | -20.50% | Upgrade
|
| Shares Outstanding (Basic) | 587 | 589 | 589 | 589 | 589 | 589 | Upgrade
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| Shares Outstanding (Diluted) | 587 | 589 | 589 | 589 | 589 | 589 | Upgrade
|
| Shares Change (YoY) | -0.50% | - | - | - | -0.00% | - | Upgrade
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| EPS (Basic) | 5.47 | 6.35 | 6.38 | 4.66 | 3.48 | 1.56 | Upgrade
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| EPS (Diluted) | 5.47 | 6.35 | 6.38 | 4.66 | 3.48 | 1.56 | Upgrade
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| EPS Growth | -13.08% | -0.46% | 36.86% | 33.91% | 122.79% | -20.51% | Upgrade
|
| Free Cash Flow | 14,878 | 13,530 | 10,345 | 8,142 | 9,077 | 8,212 | Upgrade
|
| Free Cash Flow Per Share | 25.32 | 22.96 | 17.56 | 13.82 | 15.40 | 13.94 | Upgrade
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| Dividend Per Share | 5.000 | 5.000 | 8.750 | - | 2.200 | 1.400 | Upgrade
|
| Dividend Growth | -42.86% | -42.86% | - | - | 57.14% | -30.00% | Upgrade
|
| Operating Margin | 11.78% | 14.20% | 16.63% | 15.11% | 11.99% | 9.60% | Upgrade
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| Profit Margin | 8.04% | 10.75% | 12.55% | 11.78% | 9.94% | 5.27% | Upgrade
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| Free Cash Flow Margin | 37.21% | 38.86% | 34.53% | 34.92% | 43.95% | 47.01% | Upgrade
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| EBITDA | 5,194 | 5,311 | 5,395 | 3,935 | 2,819 | 1,940 | Upgrade
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| EBITDA Margin | 12.99% | 15.25% | 18.01% | 16.88% | 13.65% | 11.10% | Upgrade
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| D&A For EBITDA | 485.1 | 368.34 | 412.17 | 411.19 | 343.89 | 262.89 | Upgrade
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| EBIT | 4,709 | 4,943 | 4,982 | 3,524 | 2,475 | 1,677 | Upgrade
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| EBIT Margin | 11.78% | 14.20% | 16.63% | 15.11% | 11.99% | 9.60% | Upgrade
|
| Effective Tax Rate | 34.79% | 28.44% | 28.49% | 26.15% | 21.84% | 48.68% | Upgrade
|
| Revenue as Reported | 39,985 | 34,818 | 29,958 | 23,316 | 20,651 | 17,470 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.