Union Bank of Colombo PLC (COSE:UBC.N0000)
Sri Lanka
· Delayed Price · Currency is LKR 14.00
-0.40 (-2.78%)
At close: Dec 5, 2025
Union Bank of Colombo Income Statement
Financials in millions LKR. Fiscal year is January - December.
Millions LKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 16,613 | 15,975 | 22,493 | 18,681 | 10,699 | 12,714 | Upgrade
|
| Interest Paid on Deposits | 10,233 | 10,358 | 15,319 | 11,919 | 5,514 | 8,177 | Upgrade
|
| Net Interest Income | 6,380 | 5,617 | 7,174 | 6,762 | 5,185 | 4,538 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.61% | -21.71% | 6.10% | 30.42% | 14.27% | -13.30% | Upgrade
|
| Gain (Loss) on Sale of Assets | 2.88 | 2.88 | 1.36 | 2.54 | 3.21 | 4.08 | Upgrade
|
| Gain (Loss) on Sale of Investments | 50.8 | 129.45 | 55.84 | 52.73 | 435.41 | 1,146 | Upgrade
|
| Other Non-Interest Income | 2,727 | 2,152 | 1,946 | 2,028 | 1,365 | 1,000 | Upgrade
|
| Total Non-Interest Income | 2,781 | 2,285 | 2,003 | 2,083 | 1,803 | 2,151 | Upgrade
|
| Non-Interest Income Growth (YoY) | 30.91% | 14.03% | -3.84% | 15.54% | -16.15% | 27.84% | Upgrade
|
| Revenues Before Loan Losses | 9,161 | 7,901 | 9,178 | 8,845 | 6,988 | 6,688 | Upgrade
|
| Provision for Loan Losses | 239.32 | 178.17 | 1,735 | 2,968 | 1,129 | 947.24 | Upgrade
|
| Revenue | 8,922 | 7,723 | 7,443 | 5,878 | 5,859 | 5,741 | Upgrade
|
| Revenue Growth (YoY) | 23.77% | 3.76% | 26.63% | 0.31% | 2.07% | -9.40% | Upgrade
|
| Salaries and Employee Benefits | 3,080 | 2,774 | 2,681 | 2,293 | 2,065 | 2,141 | Upgrade
|
| Occupancy Expenses | 1,085 | 895.38 | 832.77 | 787.28 | 737.05 | 724.67 | Upgrade
|
| Selling, General & Administrative | 222.57 | 222.57 | 123.77 | 97.16 | 55.79 | 60.32 | Upgrade
|
| Other Non-Interest Expense | 3,472 | 3,094 | 2,899 | 2,173 | 1,754 | 1,745 | Upgrade
|
| Total Non-Interest Expense | 7,860 | 6,986 | 6,536 | 5,350 | 4,612 | 4,671 | Upgrade
|
| EBT Excluding Unusual Items | 1,062 | 737.31 | 906.46 | 527.44 | 1,248 | 1,070 | Upgrade
|
| Asset Writedown | - | - | - | - | - | -1.05 | Upgrade
|
| Pretax Income | 1,058 | 733.41 | 900.87 | 525.28 | 1,240 | 1,069 | Upgrade
|
| Income Tax Expense | 521.98 | 433.69 | 436.98 | 102.34 | 389.68 | 445.92 | Upgrade
|
| Earnings From Continuing Operations | 535.97 | 299.73 | 463.89 | 422.94 | 850.18 | 622.75 | Upgrade
|
| Minority Interest in Earnings | -11.71 | -2.05 | -7.6 | 11.13 | -13.35 | 9.96 | Upgrade
|
| Net Income | 524.26 | 297.67 | 456.29 | 434.07 | 836.83 | 632.71 | Upgrade
|
| Net Income to Common | 524.26 | 297.67 | 456.29 | 434.07 | 836.83 | 632.71 | Upgrade
|
| Net Income Growth | 357.99% | -34.76% | 5.12% | -48.13% | 32.26% | -17.31% | Upgrade
|
| Basic Shares Outstanding | 1,068 | 1,084 | 1,084 | 1,084 | 1,084 | 1,084 | Upgrade
|
| Diluted Shares Outstanding | 1,087 | 1,102 | 1,091 | 1,090 | 1,084 | 1,084 | Upgrade
|
| Shares Change (YoY) | -2.48% | 1.08% | 0.08% | 0.58% | -0.01% | -0.51% | Upgrade
|
| EPS (Basic) | 0.49 | 0.27 | 0.42 | 0.40 | 0.77 | 0.58 | Upgrade
|
| EPS (Diluted) | 0.48 | 0.27 | 0.42 | 0.40 | 0.77 | 0.58 | Upgrade
|
| EPS Growth | 366.36% | -35.71% | 5.00% | -48.05% | 32.76% | -17.14% | Upgrade
|
| Dividend Per Share | - | - | - | - | - | 0.130 | Upgrade
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| Dividend Growth | - | - | - | - | - | -7.14% | Upgrade
|
| Effective Tax Rate | 49.34% | 59.13% | 48.51% | 19.48% | 31.43% | 41.73% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.