CRDB Bank Plc (DAR:CRDB)
2,670.00
+120.00 (4.71%)
At close: Mar 9, 2026
CRDB Bank Income Statement
Financials in millions TZS. Fiscal year is January - December.
Millions TZS. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,962,019 | 1,562,110 | 1,227,052 | 965,471 | 789,666 | Upgrade
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| Interest Income on Investments | 122 | - | 379 | 1,814 | 779 | Upgrade
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| Total Interest Income | 1,962,141 | 1,562,110 | 1,227,431 | 967,285 | 790,445 | Upgrade
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| Interest Paid on Deposits | 581,516 | 417,894 | 346,426 | 219,472 | 142,239 | Upgrade
|
| Interest Paid on Borrowings | - | 4,755 | 3,707 | 1,980 | 2,331 | Upgrade
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| Total Interest Expense | 581,516 | 422,649 | 350,133 | 221,452 | 144,570 | Upgrade
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| Net Interest Income | 1,380,625 | 1,139,461 | 877,298 | 745,833 | 645,875 | Upgrade
|
| Net Interest Income Growth (YoY) | 21.16% | 29.88% | 17.63% | 15.48% | 11.27% | Upgrade
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| Gain (Loss) on Sale of Assets | - | -1,029 | -11,773 | -1,712 | -78 | Upgrade
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| Gain (Loss) on Sale of Investments | - | 4,921 | 7,387 | 46,286 | 32,862 | Upgrade
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| Other Non-Interest Income | 599,971 | 469,169 | 410,522 | 322,539 | 245,311 | Upgrade
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| Total Non-Interest Income | 599,971 | 473,061 | 406,136 | 367,113 | 278,095 | Upgrade
|
| Non-Interest Income Growth (YoY) | 26.83% | 16.48% | 10.63% | 32.01% | 21.85% | Upgrade
|
| Revenues Before Loan Losses | 1,980,596 | 1,612,522 | 1,283,434 | 1,112,946 | 923,970 | Upgrade
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| Provision for Loan Losses | 148,733 | 95,187 | 39,658 | 60,435 | 23,255 | Upgrade
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| Revenue | 1,831,863 | 1,517,335 | 1,243,776 | 1,052,511 | 900,715 | Upgrade
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| Revenue Growth (YoY) | 20.73% | 21.99% | 18.17% | 16.85% | 22.44% | Upgrade
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| Salaries and Employee Benefits | 424,698 | 380,448 | 338,243 | 304,870 | 293,788 | Upgrade
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| Occupancy Expenses | - | 84,009 | 84,444 | 70,640 | 66,222 | Upgrade
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| Selling, General & Administrative | - | 28,235 | 26,235 | 20,673 | 148,066 | Upgrade
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| Other Non-Interest Expense | 371,329 | 245,847 | 196,203 | 158,619 | 5,273 | Upgrade
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| Total Non-Interest Expense | 796,027 | 738,539 | 645,125 | 554,802 | 513,349 | Upgrade
|
| EBT Excluding Unusual Items | 1,035,836 | 778,796 | 598,651 | 497,709 | 387,366 | Upgrade
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| Pretax Income | 1,035,836 | 778,796 | 598,651 | 497,709 | 387,366 | Upgrade
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| Income Tax Expense | 311,228 | 227,309 | 175,859 | 146,302 | 119,205 | Upgrade
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| Earnings From Continuing Operations | 724,608 | 551,487 | 422,792 | 351,407 | 268,161 | Upgrade
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| Minority Interest in Earnings | - | 2,955 | 1,898 | - | - | Upgrade
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| Net Income | 724,608 | 554,442 | 424,690 | 351,407 | 268,161 | Upgrade
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| Net Income to Common | 724,608 | 554,442 | 424,690 | 351,407 | 268,161 | Upgrade
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| Net Income Growth | 30.69% | 30.55% | 20.85% | 31.04% | 62.34% | Upgrade
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| Basic Shares Outstanding | 2,616 | 2,612 | 2,612 | 2,612 | 2,612 | Upgrade
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| Diluted Shares Outstanding | 2,616 | 2,612 | 2,612 | 2,612 | 2,612 | Upgrade
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| Shares Change (YoY) | 0.15% | - | - | - | - | Upgrade
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| EPS (Basic) | 277.00 | 212.27 | 162.59 | 134.54 | 102.67 | Upgrade
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| EPS (Diluted) | 277.00 | 212.27 | 162.59 | 134.54 | 102.67 | Upgrade
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| EPS Growth | 30.50% | 30.55% | 20.85% | 31.04% | 62.34% | Upgrade
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| Dividend Per Share | - | 65.000 | 50.000 | 45.000 | 36.000 | Upgrade
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| Dividend Growth | - | 30.00% | 11.11% | 25.00% | 63.64% | Upgrade
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| Effective Tax Rate | 30.05% | 29.19% | 29.38% | 29.39% | 30.77% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.