Maendeleo Bank Cash Flow Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	-	3,687	2,348	1,416	587.44	Upgrade
Depreciation & Amortization	-	771.22	752.37	693.3	616.29	Upgrade
Other Amortization	-	25.79	58.86	66.79	141.58	Upgrade
Total Asset Writedown	-	-	-	267.37	110.14	Upgrade
Provision for Credit Losses	-	1,125	1,506	2,833	1,667	Upgrade
Change in Other Net Operating Assets	-	-17,531	-16,441	-4,109	-4,810	Upgrade
Other Operating Activities	-	661.91	809.89	1,544	1,048	Upgrade
Operating Cash Flow	-	-11,236	-10,961	2,695	-649.48	Upgrade
Capital Expenditures	-	-622.56	-198.42	-417.42	-710.1	Upgrade
Investment in Securities	-	-3,992	-3,060	421.88	-8,659	Upgrade
Purchase / Sale of Intangibles	-	-90.19	-52.47	-40.45	-54.56	Upgrade
Investing Cash Flow	-	-4,705	-3,311	-35.99	-9,424	Upgrade
Long-Term Debt Issued	-	13,000	6,500	955.17	6,000	Upgrade
Long-Term Debt Repaid	-	-3,281	-4,504	-4,252	-2,137	Upgrade
Net Debt Issued (Repaid)	-	9,719	1,996	-3,297	3,863	Upgrade
Issuance of Common Stock	-	-	-	-	963.51	Upgrade
Common Dividends Paid	-	-	-718.85	-290.75	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	13,236	12,959	7,586	9,740	Upgrade
Other Financing Activities	-	-1,244	-453.55	-1,604	-1,424	Upgrade
Financing Cash Flow	-	21,711	13,783	2,395	13,143	Upgrade
Foreign Exchange Rate Adjustments	-	88.44	36.38	-93.39	-71.17	Upgrade
Net Cash Flow	-	5,858	-453.23	4,961	2,998	Upgrade
Free Cash Flow	-	-11,859	-11,160	2,278	-1,360	Upgrade
Free Cash Flow Margin	-	-85.11%	-101.08%	25.52%	-18.55%	Upgrade
Free Cash Flow Per Share	-	-451.72	-425.08	86.77	-51.80	Upgrade
Cash Interest Paid	-	1,244	968.98	1,604	6,730	Upgrade
Cash Income Tax Paid	-	945.2	506.78	704.25	548.2	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.