Mucoba Bank Income Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Interest Income on Loans	1,857	2,213	2,253	3,102	3,871	Upgrade
Interest Paid on Deposits	421	507	553	734	656	Upgrade
Net Interest Income	1,436	1,706	1,700	2,368	3,215	Upgrade
Net Interest Income Growth (YoY)	-15.83%	0.35%	-28.21%	-26.35%	11.75%	Upgrade
Other Non-Interest Income	743	927	868	968	830	Upgrade
Total Non-Interest Income	743	927	868	968	830	Upgrade
Non-Interest Income Growth (YoY)	-19.85%	6.80%	-10.33%	16.63%	6.55%	Upgrade
Revenues Before Loan Losses	2,179	2,633	2,568	3,336	4,045	Upgrade
Provision for Loan Losses	37	189	192	190	374	Upgrade
Revenue	2,142	2,444	2,376	3,146	3,671	Upgrade
Revenue Growth (YoY)	-12.36%	2.86%	-24.48%	-14.30%	5.85%	Upgrade
Salaries and Employee Benefits	1,067	903	1,275	1,457	1,344	Upgrade
Other Non-Interest Expense	1,104	1,437	1,496	1,155	1,394	Upgrade
Total Non-Interest Expense	2,171	2,340	2,771	2,612	2,738	Upgrade
EBT Excluding Unusual Items	-29	104	-395	534	933	Upgrade
Pretax Income	-29	104	-395	534	933	Upgrade
Income Tax Expense	9	13	-	120	90	Upgrade
Net Income	-38	91	-395	414	843	Upgrade
Net Income to Common	-38	91	-395	414	843	Upgrade
Net Income Growth	-	-	-	-50.89%	17.74%	Upgrade
Basic Shares Outstanding	35	-	35	33	33	Upgrade
Diluted Shares Outstanding	35	-	35	33	33	Upgrade
Shares Change (YoY)	-	-	7.59%	0.04%	0.13%	Upgrade
EPS (Basic)	-1.08	-	-11.24	12.67	25.81	Upgrade
EPS (Diluted)	-1.08	-	-11.24	12.67	25.81	Upgrade
EPS Growth	-	-	-	-50.91%	17.59%	Upgrade
Effective Tax Rate	-	12.50%	-	22.47%	9.65%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.