Al Ramz Corporation Investment and Development P.J.S.C. (DFM:ALRAMZ)
United Arab Emirates
· Delayed Price · Currency is AED 1.260
+0.020 (1.61%)
At close: Dec 5, 2025
DFM:ALRAMZ Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 81.4 | 71.86 | 57.44 | 34.65 | 27 | 32.81 | Upgrade
|
| Total Interest Expense | 29.5 | 25.72 | 11.18 | 5.26 | 4.94 | 6.04 | Upgrade
|
| Net Interest Income | 51.9 | 46.14 | 46.26 | 29.39 | 22.06 | 26.77 | Upgrade
|
| Brokerage Commission | 49.38 | 27.66 | 32.76 | 42.81 | 43.55 | 15.84 | Upgrade
|
| Underwriting & Investment Banking Fee | 36.81 | 23.64 | 20.05 | 37.52 | 34.03 | 27.35 | Upgrade
|
| Gain on Sale of Investments (Rev) | 3.1 | 2.43 | 19.61 | -6.3 | 25.25 | -31.01 | Upgrade
|
| Revenue Before Loan Losses | 141.2 | 99.86 | 118.68 | 103.42 | 124.89 | 38.95 | Upgrade
|
| Provision for Loan Losses | 0.24 | 0.35 | 0.16 | 0.37 | 3.94 | 7.16 | Upgrade
|
| Revenue | 140.96 | 99.52 | 118.53 | 103.05 | 120.95 | 31.79 | Upgrade
|
| Revenue Growth (YoY) | 27.95% | -16.04% | 15.02% | -14.80% | 280.52% | -30.19% | Upgrade
|
| Salaries & Employee Benefits | 62.91 | 50.33 | 56.99 | - | - | - | Upgrade
|
| Cost of Services Provided | 29.13 | 25.16 | 16.25 | 70.55 | 66.43 | 42.66 | Upgrade
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| Total Operating Expenses | 97.8 | 81.92 | 78.5 | 70.55 | 66.43 | 42.66 | Upgrade
|
| Operating Income | 43.15 | 17.6 | 40.03 | 32.49 | 54.52 | -10.87 | Upgrade
|
| Pretax Income | 43.15 | 17.6 | 40.03 | 32.49 | 54.52 | -10.87 | Upgrade
|
| Income Tax Expense | 4.02 | 1.65 | 0.35 | - | - | - | Upgrade
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| Net Income | 39.13 | 15.95 | 39.67 | 32.49 | 54.52 | -10.87 | Upgrade
|
| Net Income to Common | 39.13 | 15.95 | 39.67 | 32.49 | 54.52 | -10.87 | Upgrade
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| Net Income Growth | 43.59% | -59.79% | 22.10% | -40.40% | - | - | Upgrade
|
| Shares Outstanding (Basic) | 550 | 550 | 550 | 502 | 520 | 550 | Upgrade
|
| Shares Outstanding (Diluted) | 550 | 550 | 550 | 502 | 520 | 550 | Upgrade
|
| Shares Change (YoY) | - | - | 9.48% | -3.48% | -5.36% | - | Upgrade
|
| EPS (Basic) | 0.07 | 0.03 | 0.07 | 0.06 | 0.10 | -0.02 | Upgrade
|
| EPS (Diluted) | 0.07 | 0.03 | 0.07 | 0.06 | 0.10 | -0.02 | Upgrade
|
| EPS Growth | 43.59% | -59.79% | 11.52% | -38.25% | - | - | Upgrade
|
| Free Cash Flow | 206.01 | -8.37 | -153.82 | -48.02 | 81.15 | 311.26 | Upgrade
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| Free Cash Flow Per Share | 0.38 | -0.01 | -0.28 | -0.10 | 0.16 | 0.57 | Upgrade
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| Dividend Per Share | - | - | 0.060 | 0.060 | 0.060 | - | Upgrade
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| Operating Margin | 30.61% | 17.69% | 33.77% | 31.53% | 45.07% | -34.20% | Upgrade
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| Profit Margin | 27.76% | 16.03% | 33.47% | 31.53% | 45.07% | -34.20% | Upgrade
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| Free Cash Flow Margin | 146.15% | -8.41% | -129.78% | -46.60% | 67.09% | 979.26% | Upgrade
|
| Effective Tax Rate | 9.32% | 9.37% | 0.88% | - | - | - | Upgrade
|
Source: S&P Capital IQ. Capital Markets template. Financial Sources.