Emirates NBD Bank PJSC (DFM:EMIRATESNBD)
28.95
-0.45 (-1.53%)
At close: Mar 9, 2026
Emirates NBD Bank PJSC Balance Sheet
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 49,701 | 79,085 | 51,798 | 53,083 | 44,471 | Upgrade
|
| Investment Securities | 175,078 | 189,024 | 163,317 | 120,550 | 106,665 | Upgrade
|
| Trading Asset Securities | 43,943 | 22,694 | 25,213 | 23,463 | 13,151 | Upgrade
|
| Total Investments | 219,021 | 211,718 | 188,530 | 144,013 | 119,816 | Upgrade
|
| Gross Loans | 665,446 | 534,554 | 484,078 | 458,692 | 461,273 | Upgrade
|
| Allowance for Loan Losses | -24,924 | -27,552 | -35,780 | -39,405 | -37,185 | Upgrade
|
| Other Adjustments to Gross Loans | -7,675 | -5,375 | -3,193 | -2,683 | -1,815 | Upgrade
|
| Net Loans | 632,847 | 501,627 | 445,105 | 416,604 | 422,272 | Upgrade
|
| Property, Plant & Equipment | 8,742 | 7,941 | 5,264 | 4,106 | 3,748 | Upgrade
|
| Goodwill | 5,516 | 5,515 | 5,527 | 5,535 | 5,557 | Upgrade
|
| Other Intangible Assets | 104 | 111 | 156 | 244 | 424.72 | Upgrade
|
| Investments in Real Estate | 347 | 348 | 359 | 454 | 440.35 | Upgrade
|
| Accrued Interest Receivable | 9,231 | 8,945 | 6,358 | 4,246 | 3,108 | Upgrade
|
| Other Receivables | 108,559 | 74,541 | 67,857 | 44,673 | 25,577 | Upgrade
|
| Restricted Cash | 107,494 | 87,377 | 72,320 | 51,570 | 45,176 | Upgrade
|
| Other Current Assets | 16,640 | 16,048 | 14,907 | 13,585 | 13,711 | Upgrade
|
| Long-Term Deferred Tax Assets | 96 | 420 | 493 | 1,052 | 929.14 | Upgrade
|
| Other Long-Term Assets | 6,144 | 2,906 | 4,099 | 2,797 | 2,208 | Upgrade
|
| Total Assets | 1,164,442 | 996,582 | 862,773 | 741,962 | 687,437 | Upgrade
|
| Accounts Payable | 10,606 | 9,783 | 8,014 | 5,809 | 4,369 | Upgrade
|
| Accrued Expenses | 2,407 | 2,226 | 1,805 | 1,573 | 1,405 | Upgrade
|
| Interest Bearing Deposits | 527,586 | 441,364 | 366,066 | 297,974 | 277,975 | Upgrade
|
| Non-Interest Bearing Deposits | 307,000 | 271,158 | 248,820 | 237,216 | 218,587 | Upgrade
|
| Total Deposits | 834,586 | 712,522 | 614,886 | 535,190 | 496,562 | Upgrade
|
| Short-Term Borrowings | 19,208 | 15,897 | 17,389 | 20,206 | 9,186 | Upgrade
|
| Current Portion of Long-Term Debt | - | 23,679 | 19,278 | 8,601 | 12,640 | Upgrade
|
| Current Income Taxes Payable | 4,207 | 2,734 | 489 | 866 | 226.94 | Upgrade
|
| Accrued Interest Payable | 6,838 | 8,743 | 6,647 | 2,983 | 1,893 | Upgrade
|
| Other Current Liabilities | 12,808 | 12,776 | 11,158 | 19,828 | 12,853 | Upgrade
|
| Long-Term Debt | 108,002 | 65,966 | 61,507 | 53,601 | 58,097 | Upgrade
|
| Other Long-Term Liabilities | 20,961 | 16,042 | 11,628 | - | 6,625 | Upgrade
|
| Total Liabilities | 1,019,623 | 870,368 | 752,801 | 648,657 | 603,857 | Upgrade
|
| Common Stock | 6,317 | 6,317 | 6,317 | 6,317 | 6,317 | Upgrade
|
| Additional Paid-In Capital | 17,954 | 17,954 | 17,954 | 17,954 | 17,954 | Upgrade
|
| Retained Earnings | 114,474 | 97,525 | 83,162 | 66,135 | 56,878 | Upgrade
|
| Treasury Stock | -46 | -46 | -46 | -46 | -46.18 | Upgrade
|
| Comprehensive Income & Other | 5,883 | 4,240 | 2,412 | 2,839 | 2,417 | Upgrade
|
| Total Common Equity | 144,582 | 125,990 | 109,799 | 93,199 | 83,520 | Upgrade
|
| Minority Interest | 237 | 224 | 173 | 106 | 59.63 | Upgrade
|
| Shareholders' Equity | 144,819 | 126,214 | 109,972 | 93,305 | 83,580 | Upgrade
|
| Total Liabilities & Equity | 1,164,442 | 996,582 | 862,773 | 741,962 | 687,437 | Upgrade
|
| Total Debt | 127,210 | 105,542 | 98,174 | 82,408 | 79,923 | Upgrade
|
| Net Cash (Debt) | -33,566 | -3,736 | -21,163 | -4,862 | -19,301 | Upgrade
|
| Net Cash Per Share | -5.32 | -0.59 | -3.35 | -0.77 | -3.06 | Upgrade
|
| Filing Date Shares Outstanding | 6,317 | 6,311 | 6,317 | 6,317 | 6,317 | Upgrade
|
| Total Common Shares Outstanding | 6,317 | 6,311 | 6,317 | 6,317 | 6,317 | Upgrade
|
| Book Value Per Share | 21.44 | 18.52 | 15.94 | 13.31 | 11.78 | Upgrade
|
| Tangible Book Value | 138,962 | 120,364 | 104,116 | 87,420 | 77,539 | Upgrade
|
| Tangible Book Value Per Share | 20.55 | 17.63 | 15.04 | 12.39 | 10.83 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.