Crystal Insurance PLC (DSE:CRYSTALINS)
Bangladesh
· Delayed Price · Currency is BDT 71.60
-2.26 (-3.06%)
At close: Mar 8, 2026
Crystal Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2018 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2018 |
| Premiums & Annuity Revenue | 704.72 | 561.79 | 476.36 | 479.19 | 390.5 | Upgrade
|
| Total Interest & Dividend Income | 105.94 | 99.96 | 42.85 | 34 | 40.64 | Upgrade
|
| Gain (Loss) on Sale of Investments | -10.3 | -14.44 | 13.97 | 9.9 | 26.1 | Upgrade
|
| Other Revenue | 36.87 | 66.39 | 55.4 | 49.98 | 70.88 | Upgrade
|
| Total Revenue | 837.24 | 713.69 | 588.59 | 573.06 | 528.12 | Upgrade
|
| Revenue Growth (YoY) | 17.31% | 21.26% | 2.71% | 8.51% | 163.58% | Upgrade
|
| Policy Benefits | 292.33 | 183.93 | 121.85 | 120.4 | 87.93 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 86.5 | 74.81 | 62.47 | 59.46 | 27.53 | Upgrade
|
| Depreciation & Amortization | 31.53 | 36.31 | 37.49 | 37.67 | 37.43 | Upgrade
|
| Selling, General & Administrative | 225.53 | 213.93 | 205.95 | 210.22 | 226.22 | Upgrade
|
| Other Operating Expenses | 14.62 | 14.73 | 13.03 | 9.24 | 7.14 | Upgrade
|
| Total Operating Expenses | 659.49 | 532.65 | 447.74 | 443.19 | 392.66 | Upgrade
|
| Operating Income | 177.75 | 181.05 | 140.85 | 129.87 | 135.46 | Upgrade
|
| Interest Expense | -1.7 | -1.61 | -1.11 | -1.49 | -1.15 | Upgrade
|
| Other Non Operating Income (Expenses) | -1.12 | -0.65 | -0.67 | -4.35 | -6.03 | Upgrade
|
| EBT Excluding Unusual Items | 174.93 | 178.78 | 139.06 | 124.04 | 128.28 | Upgrade
|
| Gain (Loss) on Sale of Assets | 4.64 | - | - | - | - | Upgrade
|
| Pretax Income | 179.57 | 178.78 | 139.06 | 124.04 | 128.28 | Upgrade
|
| Income Tax Expense | 32.61 | 41.14 | 17.19 | 15.08 | 15.11 | Upgrade
|
| Net Income | 146.96 | 137.64 | 121.87 | 108.96 | 113.17 | Upgrade
|
| Net Income to Common | 146.96 | 137.64 | 121.87 | 108.96 | 113.17 | Upgrade
|
| Net Income Growth | 6.77% | 12.94% | 11.86% | -3.72% | -1.97% | Upgrade
|
| Shares Outstanding (Basic) | 44 | 44 | 44 | 44 | 44 | Upgrade
|
| Shares Outstanding (Diluted) | 44 | 44 | 44 | 44 | 44 | Upgrade
|
| EPS (Basic) | 3.34 | 3.13 | 2.77 | 2.48 | 2.57 | Upgrade
|
| EPS (Diluted) | 3.34 | 3.13 | 2.77 | 2.48 | 2.57 | Upgrade
|
| EPS Growth | 6.77% | 12.94% | 11.86% | -3.72% | -1.97% | Upgrade
|
| Free Cash Flow | 66.9 | 6.34 | 63.12 | 219.89 | 89.03 | Upgrade
|
| Free Cash Flow Per Share | 1.52 | 0.14 | 1.43 | 5.00 | 2.02 | Upgrade
|
| Dividend Per Share | 1.200 | 1.200 | 0.636 | 0.909 | 0.909 | Upgrade
|
| Dividend Growth | - | 88.56% | -30.00% | - | - | Upgrade
|
| Operating Margin | 21.23% | 25.37% | 23.93% | 22.66% | 25.65% | Upgrade
|
| Profit Margin | 17.55% | 19.29% | 20.71% | 19.01% | 21.43% | Upgrade
|
| Free Cash Flow Margin | 7.99% | 0.89% | 10.72% | 38.37% | 16.86% | Upgrade
|
| EBITDA | 209.28 | 217.36 | 178.33 | 167.54 | 172.89 | Upgrade
|
| EBITDA Margin | 25.00% | 30.46% | 30.30% | 29.24% | 32.74% | Upgrade
|
| D&A For EBITDA | 31.53 | 36.31 | 37.49 | 37.67 | 37.43 | Upgrade
|
| EBIT | 177.75 | 181.05 | 140.85 | 129.87 | 135.46 | Upgrade
|
| EBIT Margin | 21.23% | 25.37% | 23.93% | 22.66% | 25.65% | Upgrade
|
| Effective Tax Rate | 18.16% | 23.01% | 12.36% | 12.16% | 11.78% | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.