Janata Insurance PLC (DSE:JANATAINS)
23.60
-0.60 (-2.48%)
At close: Dec 4, 2025
Janata Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 395.23 | 413.87 | 404.84 | 333.16 | 212.47 | 179.14 | Upgrade
|
| Total Interest & Dividend Income | 33.71 | 30.72 | 26.14 | 23.84 | 27.3 | 27.91 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | 0.06 | 0.06 | 6.09 | 0.09 | Upgrade
|
| Other Revenue | 24.37 | 40.36 | 25.71 | 25.6 | 31.34 | 32.17 | Upgrade
|
| Total Revenue | 453.31 | 484.94 | 456.75 | 382.66 | 277.2 | 239.31 | Upgrade
|
| Revenue Growth (YoY) | -7.68% | 6.17% | 19.36% | 38.05% | 15.83% | 2.80% | Upgrade
|
| Policy Benefits | 193.52 | 183.97 | 176.86 | 144.48 | 65.58 | 35.4 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 72.4 | 72.4 | 62.55 | 49.69 | 17.96 | 36.22 | Upgrade
|
| Depreciation & Amortization | 8.01 | 8.01 | 8.92 | 7.38 | 7.1 | 6.6 | Upgrade
|
| Selling, General & Administrative | 86.67 | 111.95 | 108.23 | 84.56 | 89.62 | 65.7 | Upgrade
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| Other Operating Expenses | 2.82 | 2.82 | 3 | 2.6 | 0.66 | 0.91 | Upgrade
|
| Total Operating Expenses | 371.62 | 387.36 | 365.44 | 295.95 | 190.13 | 156.44 | Upgrade
|
| Operating Income | 81.68 | 97.58 | 91.31 | 86.7 | 87.07 | 82.87 | Upgrade
|
| Interest Expense | -0.63 | -0.63 | -0.51 | - | -3.09 | -3.5 | Upgrade
|
| Other Non Operating Income (Expenses) | -2.04 | -2.04 | -1.63 | -1.64 | -2.06 | -2.36 | Upgrade
|
| EBT Excluding Unusual Items | 79.01 | 94.91 | 89.16 | 85.06 | 81.92 | 77.02 | Upgrade
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| Pretax Income | 79.01 | 94.91 | 89.16 | 85.06 | 81.92 | 77.02 | Upgrade
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| Income Tax Expense | 28.01 | 33.86 | 31.26 | 29.01 | 28.41 | 25.06 | Upgrade
|
| Net Income | 51 | 61.04 | 57.9 | 56.05 | 53.51 | 51.95 | Upgrade
|
| Net Income to Common | 51 | 61.04 | 57.9 | 56.05 | 53.51 | 51.95 | Upgrade
|
| Net Income Growth | -21.07% | 5.42% | 3.30% | 4.76% | 2.99% | 13.29% | Upgrade
|
| Shares Outstanding (Basic) | 48 | 48 | 48 | 48 | 48 | 48 | Upgrade
|
| Shares Outstanding (Diluted) | 48 | 48 | 48 | 48 | 48 | 48 | Upgrade
|
| EPS (Basic) | 1.05 | 1.26 | 1.19 | 1.16 | 1.10 | 1.07 | Upgrade
|
| EPS (Diluted) | 1.05 | 1.26 | 1.19 | 1.16 | 1.10 | 1.07 | Upgrade
|
| EPS Growth | -21.07% | 5.42% | 3.30% | 4.76% | 2.99% | 13.29% | Upgrade
|
| Free Cash Flow | 31.01 | 42.24 | 114.21 | 82.23 | 74.02 | 62.2 | Upgrade
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| Free Cash Flow Per Share | 0.64 | 0.87 | 2.36 | 1.70 | 1.53 | 1.28 | Upgrade
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| Dividend Per Share | 0.577 | 0.577 | 1.058 | 1.058 | 0.549 | 0.523 | Upgrade
|
| Dividend Growth | -45.46% | -45.46% | - | 92.48% | 5.01% | -40.00% | Upgrade
|
| Operating Margin | 18.02% | 20.12% | 19.99% | 22.66% | 31.41% | 34.63% | Upgrade
|
| Profit Margin | 11.25% | 12.59% | 12.68% | 14.65% | 19.30% | 21.71% | Upgrade
|
| Free Cash Flow Margin | 6.84% | 8.71% | 25.01% | 21.49% | 26.70% | 25.99% | Upgrade
|
| EBITDA | 90.27 | 104.97 | 100.23 | 94.06 | 94.17 | 89.47 | Upgrade
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| EBITDA Margin | 19.91% | 21.65% | 21.94% | 24.58% | 33.97% | 37.39% | Upgrade
|
| D&A For EBITDA | 8.59 | 7.39 | 8.92 | 7.36 | 7.1 | 6.6 | Upgrade
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| EBIT | 81.68 | 97.58 | 91.31 | 86.7 | 87.07 | 82.87 | Upgrade
|
| EBIT Margin | 18.02% | 20.12% | 19.99% | 22.66% | 31.41% | 34.63% | Upgrade
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| Effective Tax Rate | 35.45% | 35.68% | 35.06% | 34.10% | 34.68% | 32.54% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.